1309 S McHenry St, Independence, MO 64057 Property Records

Jackson County property record for 1309 S McHenry St, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,008 sqft · built 1965
Lot Size	0.206 acres (8,950 sqft)
Owner	2 Individual Names on File
Last Sale	$232,000 (Mar 2026)
Tax Bill	$2,388 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`25-140-06-05`

Property Details

APN / Parcel Number

Primary APN	`25-140-06-05`
Alternative APNs	`25-140-06-05-00-0-00-000` `25140060500000001` `768811`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	696 sqft
Basement Area	1,008 sqft
Finished Basement	522 sqft
Unfinished Basement	486 sqft
Flooring	Carpet

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,950 sqft (0.206 acres)
Lot Dimensions	140 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	768811
Street Address	1309 S MCHENRY ST
City	INDEPENDENCE
State	MO
Zip	64057-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE CITY GARDENS LOT 52
Legal Subdivision	LAKE CITY GARDENS
Legal Block	2
Legal Lot Number	52
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2015
Census Tract	11407

Owner

1309 S McHenry St is owned by two individuals who bought it in March 2026.

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4444 S UNION AVE, INDEPENDENCE, MO 64055-4604
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 17, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 26, 2023	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Nov 21, 2017	Quit Claim Deed, Mortgage · FHA Mortgage FREEDOM MTG
Nov 20, 2017	Warranty Deed, Transfer ALPHA TITLE COMPANY
Jan 4, 2017	Warranty Deed, Transfer ALPHA TITLE COMPANY
Jan 4, 2017	Quit Claim Deed, Transfer ALPHA TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on File
Deed Sale	Mar 17, 2026 · Amount on File
Prior Sale	Dec 26, 2023
Deed Document Number	202619599
Prior Transfer Date	Nov 16, 2017
Prior Transfer Doc	000E104918
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1309 S MCHENRY ST, INDEPENDENCE, MO 64057-2711
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 S KCHENRY ST, INDEPENDENCE, MO 64057

Mortgage

Document Number	00E0093059
Date	Aug 24, 2021
Instrument	2021E0093059

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 17, 2026
Property Address	1309 S MCHENRY ST, INDEPENDENCE, MO 64057-2711
Document Number	00E0019599
Instrument Date	Mar 13, 2026
Instrument	2026E0019599
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4444 S UNION AVE, INDEPENDENCE, MO 64055-4604

Mortgage

Document Number	00E0019600
Date	Mar 17, 2026
Instrument	2026E0019600

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 26, 2023
Property Address	1309 S MCHENRY ST, INDEPENDENCE, MO 64057-2711
Document Number	00E0091071
Instrument Date	Dec 14, 2023
Instrument	2023E0091071
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	KANSAS CITY TITLE, KANSAS CITY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 S MCHENRY ST, INDEPENDENCE, MO 64057-2711
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0091425
Date	Dec 26, 2023
Instrument	2023E0091425

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

November 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 21, 2017
Property Address	1309 S MCHENRY ST, INDEPENDENCE, MO 64057-2711
Document Number	000E104918
Instrument Date	Nov 16, 2017
Instrument	104918E
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1309 S MCHENRY ST INDEPENDENCE MO 640572711, INDEPENDENCE, MO 64057-2711

Mortgage

Document Number	E104912
Date	Nov 21, 2017
Instrument	104912E

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	KANSAS CITY, MO 64112

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2047

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 20, 2017
Property Address	1309 S MCHENRY ST, INDEPENDENCE, MO 64057-2711
Document Number	000E104718
Instrument Date	Nov 15, 2017
Instrument	104718E
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	ALPHA TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 S MCHENRY ST INDEPENDENCE MO 640572711, INDEPENDENCE, MO 64057-2711

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 4, 2017
Property Address	1309 S MCHENRY ST, INDEPENDENCE, MO 64057-2711
Document Number	0000E00388
Instrument Date	Dec 22, 2016
Instrument	388E
Transaction Type	Transfer
Record Updated	Jan 13, 2017
Title Company	ALPHA TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7715 SHAWNEE MISSION PKWY #100 OVERLAND PARK KS 662023198, 100, OVERLAND PARK, KS 66202-3198

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 4, 2017
Property Address	1309 S MCHENRY ST, INDEPENDENCE, MO 64057-2711
Document Number	0000E00387
Instrument Date	May 16, 2016
Instrument	387E
Transaction Type	Transfer
Record Updated	Jan 13, 2017
Title Company	ALPHA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 S MCHENRY ST INDEPENDENCE MO 640572711, INDEPENDENCE, MO 64057-2711

Tax Assessment & Valuation

The 2025 property tax bill for 1309 S McHenry St was $2,388, up 14.3% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,419 (-) Land $4,708 Building $28,711	$175,890 (-)
2025	$2,388.00 (+14.26%)	$33,419 Land $4,708 Building $28,711	$175,890
2024	$2,090.00 (+2.3%)
2023	$2,043.00	$30,178 Land $3,215 Building $26,963	$158,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1309 S McHenry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1309 S McHenry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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