1309 S Main St, Bloomington, IL 61701 Property Records

McLean County property record for 1309 S Main St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,611 sqft · built 1925
Lot Size	0.114 acres (4,963 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Mar 2026)
Tax Bill	$2,578 (2024)
Deeds & Mortgages	Aug 2017 Line of Credit Aug 2017 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`21-09-187-012`

Property Details

APN / Parcel Number

Primary APN	`21-09-187-012`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,611 sqft Living Area
1st Floor Area	891 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	4,963 sqft (0.114 acres)
Lot Dimensions	99 ft deep x 50 ft wide
View / Lot	Lake Front
Porch	Open Frame Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1309 S MAIN ST
City	BLOOMINGTON
State	IL
Zip	61701-6757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1
Legal Description	RICHARD SNELLS ADD LOT 9 BLK 1
Legal Range	02E
Legal Township	23N
Legal Section	09
Legal Subdivision	RICHARD SNELLS ADD
Legal Block	1
Legal Lot Number	9
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1010
Census Tract	5900

Owner

Source: McLean County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2159 COUNTY HIGHWAY 5, ROANOKE, IL 61561-7560
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2017	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Aug 4, 2017	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Mar 17, 2014	Deed of Trust, Mortgage · Line of Credit ILLINOIS NATIONAL BANK
Nov 4, 2015	Deed of Trust, Mortgage · Line of Credit ILLINOIS NATIONAL BANK
Feb 18, 2016	Deed of Trust, Mortgage · Commercial Mortgage ILLINOIS NATIONAL BANK
Mar 11, 2026	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jun 23, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2026 · Amount on Record
Deed Sale	Mar 11, 2026 · Amount on Record
Prior Sale	Jun 23, 2021 · Amount on Record
Deed Document Number	20263501
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1309 S MAIN ST, BLOOMINGTON, IL 61701-6757
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700014080
Date	Aug 4, 2017
Instrument	2017-00014080

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jul 31, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1309 S MAIN ST, BLOOMINGTON, IL 61701-6757
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700014073
Date	Aug 4, 2017
Instrument	2017-00014073

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 31, 2037

March 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1309 S MAIN ST, BLOOMINGTON, IL 61701-6757
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201400004089
Date	Mar 17, 2014
Instrument	2014-00004089

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank
Address	PEORIA, IL 61614

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1309 S MAIN ST, BLOOMINGTON, IL 61701-6757
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500021140
Date	Nov 4, 2015
Instrument	2015-00021140

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank
Address	PEORIA, IL 61614

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1309 S MAIN ST, BLOOMINGTON, IL 61701-6757
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201600002693
Date	Feb 18, 2016
Instrument	2016-00002693

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank
Address	PEORIA, IL 61614

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 11, 2026
Property Address	1309 S MAIN ST, BLOOMINGTON, IL 61701-6757
Document Number	202600003501
Instrument Date	Jan 16, 2026
Instrument	2026-00003501
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 S MAIN ST, BLOOMINGTON, IL 61701-6757

Mortgage

Document Number	202600003502
Date	Mar 11, 2026
Instrument	2026-00003502

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 23, 2021
Property Address	1309 S MAIN ST, BLOOMINGTON, IL 61701-6757
Document Number	202100014858
Instrument Date	Jun 3, 2021
Instrument	2021-00014858
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 S MAIN ST, BLOOMINGTON, IL 61701-6757

Mortgage

Document Number	202100014859
Date	Jun 23, 2021
Instrument	2021-00014859

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,635 (+8.91%) Land $8,175 Building $26,460	$103,905 (+8.91%) Land $24,525 Building $79,380
2024	$2,578.00 (+0.23%)	$31,802 (+3.34%) Land $7,506 Building $24,296	$95,406 (+3.34%) Land $22,518 Building $72,888
2023	$2,572.00	$30,774 Land $7,263 Building $23,511	$92,322 Land $21,789 Building $70,533

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Watch TV.

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures