Minnehaha County property record for 1309 S Clover Ave, Sioux Falls, SD 57110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,344 sqft · built 1972 |
| Lot Size | 0.263 acres (11,478 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $287,500 (Nov 2021) |
| Tax Bill | $3,624 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-24-326-006-000 |
| Primary APN | 01-22-24-326-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Finished Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,478 sqft (0.263 acres) |
| Lot Dimensions | 140 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 48397 |
|---|---|
| Street Address | 1309 S CLOVER AVE |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57110-3030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLOCK 6 SUNNY VIEW ACRES IN CITY OF SIOUX FALLS |
| Legal Subdivision | SUNNY VIEW ACRES |
| Legal Block | 6 |
| Legal Lot Number | 15 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 407 |
Source: Minnehaha County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 1309 S CLOVER AVE, SIOUX FALLS, SD 57110-3030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
| Date | Document |
|---|---|
| Nov 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage CU MORTGAGE DIRECT LLC |
| Jan 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage SERVICE FIRST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2021 · Amount on Record |
| Deed Sale | Nov 3, 2021 · Amount on Record |
| Prior Sale | Jan 8, 2020 · Amount on Record |
| Deed Book / Page | 609-D / 308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Nov 3, 2021 |
| Property Address | 1309 S CLOVER AVE, SIOUX FALLS, SD 57110-3030 |
| Document Number | 609DEED/308 |
| Book / Page | 609 DEED / 308 |
| Instrument Date | Oct 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $287.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1309 S CLOVER AVE, SIOUX FALLS, SD 57110-3030 |
| Document Number | 1938MTG/475 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 1938 MTG/475 |
| Name | CU MORTGAGE DIRECT LLC |
|---|---|
| Type | Mortgage Company |
| Address | SIOUX FALLS, SD 57108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Jan 8, 2020 |
| Property Address | 1309 S CLOVER AVE, SIOUX FALLS, SD 57110-3030 |
| Document Number | 593DEED/0960 |
| Book / Page | 593 DEED / 0960 |
| Instrument Date | Jan 3, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1309 S CLOVER AVE, SIOUX FALLS, SD 57110-3030 |
| Document Number | 1875MTG0580 |
|---|---|
| Date | Jan 8, 2020 |
| Instrument | 1875 MTG/0580 |
| Name | SERVICE FIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $261,195 (-1.1%) Land $42,626 Building $218,569 | $261,195 Land $42,626 Building $218,569 | |
| 2025 | $3,624.00 | $264,100 (+5.85%) Land $43,100 Building $221,000 | |
| 2024 | $3,624.00 (+11.68%) | $249,500 (+17.25%) Land $43,100 Building $206,400 | |
| 2022 | $3,245.00 | $212,800 Land $43,100 Building $169,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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