1309 S 4th St, Temple, TX 76504 Property Records

Bell County property record for 1309 S 4th St, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1 ba · 720 sqft · built 1908
Lot Size	0.206 acres (8,999 sqft)
Owner	Individual Name on Record
Tax Bill	$1,443 (2023)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0028060000`

Property Details

APN / Parcel Number

Primary APN	`0028060000`
Alternative APNs	`864312` `27160`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1908
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,999 sqft (0.206 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	864312
Street Address	1309 S 4TH ST
City	TEMPLE
State	TX
Zip	76504-5918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	BRUNER BROTHERS, BLOCK 002, LOT 0006
Legal Subdivision	BRUNER BROTHERS
Legal Block	2
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1030
Census Tract	20900

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1319 S 4TH ST, TEMPLE, TX 76504-5918
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage NFM LENDING
Jan 22, 2026	Vendor's Lien, Transfer · Construction Mortgage CATALYST LENDING INC
Jun 9, 2025	Vendor's Lien, Transfer INDEPENDENT TITLE SEARCH, INDEPENDENT TITLE TEXAS
Aug 22, 2019	Warranty Deed, Transfer CHARLES R HARRELL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2019
Deed Sale	Aug 22, 2019
Deed Document Number	201900037710
Deed Book / Page	010971 / 000360
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1309 S 4TH ST, TEMPLE, TX 76504-5918
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	PRIORITY SETTLEMENT GROUP/TX LLC, PRIORITY SETTLEENT GROUP OF

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3513 MONUMENT DR, ROUND ROCK, TX 78681-3704

Mortgage

Document Number	0000009775
Date	Mar 3, 2026
Instrument	2026009775

Lender

Name	NFM LENDING
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056
Prepayment Penalty	00 Months

January 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jan 22, 2026
Property Address	1309 S 4TH ST, TEMPLE, TX 76504-5918
Document Number	0000003145
Map Reference	VOL 196 PG 240
Instrument Date	Jan 16, 2026
Instrument	2026003145
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	INDEPENDENT TITLE SEARCH, INDEPENDENT TITLE TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1802 IRON JACKET TRL, HARKER HEIGHTS, TX 76548-6953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14900 AVERY RANCH BLVD # C200-109, C200, AUSTIN, TX 78717-3961

Mortgage

Document Number	0000003146
Date	Jan 22, 2026
Instrument	2026003146

Lender

Name	CATALYST LENDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Jul 16, 2027

June 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 9, 2025
Property Address	1309 S 4TH ST, TEMPLE, TX 76504-5918
Document Number	0000027543
Map Reference	VOL 196 PG 240
Instrument Date	May 30, 2025
Instrument	2025027543
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	INDEPENDENT TITLE SEARCH, INDEPENDENT TITLE TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1309 S 4TH ST, TEMPLE, TX 76504-5918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 IRON JACKET TRAIL, BUCKHOLTS, TX 76518

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Aug 22, 2019
Property Address	1309 S 4TH ST, TEMPLE, TX 76504-5918
Document Number	0000037710
Book / Page	010971 / 000360
Instrument Date	Aug 22, 2019
Instrument	37710
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1319 S 4TH ST TEMPLE TX 765045918, TEMPLE, TX 76504-5918

Mortgage

Document Number	37711
Date	Aug 22, 2019
Book Page	010971/000363
Instrument	37711

Lender

Name	CHARLES R HARRELL
Address	4650 CEDAR RDG, TEMPLE, TX 76502

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,443.00 (+27.81%)	$62,965 Land $28,980 Building $33,985	$62,965 Land $28,980 Building $33,985
2022	$1,129.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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