Frederick County property record for 1309 Redland Rd, Cross Junction, VA 22625
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,855 sqft · built 2017 |
| Lot Size | 5.04 acres (219,542 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $336,400 (Oct 2017) |
| Tax Bill | $2,642 (2026) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Mar 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10A-41 |
| Primary APN | 10A-41 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,855 sqft Living Area |
| Gross Area | 4,666 sqft |
| 1st Floor Area | 1,855 sqft |
| Basement Area | 1,855 sqft |
| Unfinished Basement | 1,855 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 219,542 sqft (5.04 acres) |
| Terrain | Wooded |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 153 sqft |
| Deck Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8000552 |
|---|---|
| Street Address | 1309 REDLAND RD |
| City | CROSS JUNCTION |
| State | VA |
| Zip | 22625-2243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 5.04 ACRES |
| Legal Subdivision | 2 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 50402 |
1309 Redland Rd is owned and occupied by two individuals who bought it in October 2017.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1309 REDLAND RD, CROSS JUNCTION, VA 22625-2243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage APPLE FEDERAL CREDIT UNION |
| Mar 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CLEARPATH LENDING |
| Oct 3, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jul 20, 2018 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Oct 10, 2017 | Grant Deed, Transfer · VA Mortgage CENTURY LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2017 · Amount on File |
| Deed Sale | Oct 10, 2017 · Amount on File |
| Prior Sale | Sep 2, 2015 · Amount on File |
| Deed Document Number | 201710581 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 1309 REDLAND RD, CROSS JUNCTION, VA 22625-2243 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMNTS INC |
| Name | Verified Name |
|---|
| Document Number | 0000003163 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 240003163 |
| Name | APPLE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | May 1, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 1309 REDLAND RD, CROSS JUNCTION, VA 22625-2243 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000003510 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 210003510 |
| Name | CLEARPATH LENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 1309 REDLAND RD, CROSS JUNCTION, VA 22625-2243 |
| Document Number | 0000010754 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | DB TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1309 REDLAND RD CROSS JUNCTION VA 226252243, CROSS JUNCTION, VA 22625-2243 |
| Document Number | 0000010754 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 10754 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 9, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 1309 REDLAND RD, CROSS JUNCTION, VA 22625-2243 |
| Document Number | 0000007190 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1309 REDLAND RD CROSS JUNCTION VA 226252243, CROSS JUNCTION, VA 22625-2243 |
| Document Number | 0000007190 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 7190 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Oct 10, 2017 |
| Property Address | 1309 REDLAND RD, CROSS JUNCTION, VA 22625-2243 |
| Document Number | 0000010581 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 10581 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2018 |
| Title Company | PROPERTY TITLE AND ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $336.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1309 REDLAND RD CROSS JUNCTION VA 226252243, CROSS JUNCTION, VA 22625-2243 |
| Document Number | 10582 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 10582 |
| Name | CENTURY LNDG |
|---|---|
| Address | LOUISVILLE, KY 40223 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 9, 2047 |
The 2026 property tax bill for 1309 Redland Rd was $2,642, up 10.5% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,642.00 (+10.45%) | $498,400 Land $95,200 Building $403,200 | $498,400 Land $95,200 Building $403,200 |
| 2025 | $2,392.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1309 Redland Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2024–2025) |
| Most Recent Claim | May 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1309 Redland Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Starlink Satellite | 280 / 30 |
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