1309 Ramsay Cir, Walnut Creek, CA 94597 Property Records

Contra Costa County property record for 1309 Ramsay Cir, Walnut Creek, CA 94597

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,163 sqft · built 1969
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Company Names on Record
Last Sale	$1,345,000 (May 2021)
Tax Bill	$17,127 (2025)
Deeds & Mortgages	May 2022 Transfer May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`175-241-027-2`

Property Details

APN / Parcel Number

Primary APN	`175-241-027-2`
Alternative APN	`175-241-027`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,163 sqft Living Area
Gross Area	2,598 sqft
1st Floor Area	1,442 sqft
Basement Area	721 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	114 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1309 RAMSAY CIR
City	WALNUT CREEK
State	CA
Zip	94597-2340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 3606 LOT 25 EX 1/2 MR
Legal Subdivision	SUBDIVISION 3606
Legal Tract	3606
Legal Lot Number	25
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3007
Census Tract	340003

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1309 RAMSAY CIR, WALNUT CREEK, CA 94597-2340
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Intrafamily Transfer, Transfer
May 28, 2021	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Deed Document Number	2021159074
Last Transfer Date	May 4, 2022
Transfer Doc	0000079635
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 9, 2022
Property Address	1309 RAMSAY CIR, WALNUT CREEK, CA 94597-2340
Document Number	0000079635
Map Reference	MB 116 PG 23
Instrument Date	May 4, 2022
Instrument	2022-079635
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 RAMSAY CIR, WALNUT CREEK, CA 94597-2340
Investor	Possibly a Property Investor

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 28, 2021
Property Address	1309 RAMSAY CIR, WALNUT CREEK, CA 94597-2340
Document Number	0000159074
Map Reference	MB 116 PG 23
Instrument Date	May 25, 2021
Instrument	2021-159074
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1309 RAMSAY CIR, WALNUT CREEK, CA 94597-2340
Investor	Possibly a Property Investor

Mortgage

Document Number	0000159075
Date	May 28, 2021
Instrument	2021-159075

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,484,986 (+2%) Land $1,109,600 Building $375,386
2025	$17,127.00 (+3.83%)	$1,455,870 (+4.04%) Land $1,087,844 Building $368,026
2023	$16,496.00 (+2.28%)	$1,399,338 Land $1,045,602 Building $353,736
2022	$16,129.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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