1309 Prospect St, Flint, MI 48503 Property Records

Genesee County property record for 1309 Prospect St, Flint, MI 48503

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 624 sqft · built 1929
Lot Size	0.092 acres (4,008 sqft)
Owner	Individual Name on File
Last Sale	$4,000 (Jul 2017)
Tax Bill	$1,143 (2025)
Deeds & Mortgages	Apr 2024 Transfer Jan 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-12-305-014`

Property Details

APN / Parcel Number

Primary APN	`40-12-305-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	624 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Aluminum/Vinyl
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Carport
Garage Area	160 sqft
Carport	Carport
Carport Area	160 sqft
Porch	Porch
Porch Area	142 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1309 PROSPECT ST
City	FLINT
State	MI
Zip	48503-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GN-2
Legal Description	CHEVROLET PARK LOT 58
Legal Subdivision	CHEVROLET PARK
Legal Lot Number	58
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	1
Census Block	1017
Census Tract	1500

Owner

1309 Prospect St is owned and occupied by an individual who acquired it in April 2024.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1309 PROSPECT ST, FLINT, MI 48503-1217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Quit Claim Deed, Transfer Quitclaim
Jan 29, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 26, 2017	Deed with Mortgage, Transfer · Conventional Mortgage GENESEE CNTY LAND BK AUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2017 · Amount on File
Deed Sale	Jul 26, 2017 · Amount on File
Prior Sale	Nov 7, 2013 · Amount on File
Deed Document Number	201751539
Last Transfer Date	Apr 10, 2024
Transfer Doc	0000016509
Record Updated	Oct 29, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 10, 2024
Property Address	1309 PROSPECT ST, FLINT, MI 48503-1217
Document Number	0000016509
Instrument Date	Apr 10, 2024
Instrument	202404100016509
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3369 HAMPSHIRE AVE, FLINT, MI 48504-1263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 PROSPECT ST, FLINT, MI 48503-1217

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 29, 2018
Property Address	1309 PROSPECT ST, FLINT, MI 48503-1217
Document Number	0000004806
Instrument Date	Jan 24, 2018
Instrument	4806
Transaction Type	Transfer
Record Updated	Feb 2, 2018

Transaction

Amount	Amount on Record
Tax	$34.40
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3369 HAMPSHIRE AVE FLINT MI 485041263, FLINT, MI 48504-1263

July 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	GENESEE MI
Recording Date	Jul 26, 2017
Property Address	1309 PROSPECT ST, FLINT, MI 48503-1217
Instrument Date	Jul 18, 2017
Instrument	51539
Transaction Type	Transfer
Record Updated	Aug 2, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3369 HAMPSHIRE AVE FLINT MI 485041263, FLINT, MI 48504-1263

Mortgage

Document Number	0000051539
Date	Jul 26, 2017
Instrument	51539

Lender

Name	GENESEE CNTY LAND BK AUTH
Address	FLINT, MI 48502
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Jul 25, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 1309 Prospect St was $1,143, up 80.3% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,300 (+15.32%)	$28,600 (+15.32%)
2025	$1,143.00 (+80.28%)	$12,400	$24,800
2024	$634.00
2023		$10,000	$20,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1309 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1309 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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