1309 Palace Dr, Rockledge, FL 32955 Property Records

Brevard County property record for 1309 Palace Dr, Rockledge, FL 32955

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,928 sqft · built 2001
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Dec 2019)
Tax Bill	$7,335 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-36-16-84-*-9`

Property Details

APN / Parcel Number

Primary APN	`25-36-16-84-*-9`
Alternative APNs	`25-36-16-84-00000.0-0009.00` `2524415`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,928 sqft Living Area
Gross Area	4,297 sqft
1st Floor Area	2,928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Attached
Garage Area	766 sqft
Porch	Finished/Open Porch
Porch Area	509 sqft
Patio Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2524415
Street Address	1309 PALACE DR
City	ROCKLEDGE
State	FL
Zip	32955-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ROYAL PALACE SUBDIVISION LOT 9
Legal Range	36E
Legal Township	25S
Legal Section	16
Legal Subdivision	ROYAL PALACE SUBDIVISION
Legal Lot Number	9
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	4
Census Block	4010
Census Tract	63105

Owner

1309 Palace Dr is owned and occupied by two individuals who bought it in December 2019.

Source: Brevard County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1309 PALACE DR, ROCKLEDGE, FL 32955-6214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · VA Mortgage DYBN FINANCIAL CORPORATION
Feb 16, 2021	Deed of Trust, Mortgage · VA Mortgage DYBN FINANCIAL CORP
May 26, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 5, 2019	Warranty Deed, Transfer · VA Mortgage DYBN FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2019 · Amount on File
Deed Sale	Dec 5, 2019 · Amount on File
Prior Sale	May 10, 2001 · Amount on File
Deed Document Number	2019263816
Deed Book / Page	8605 / 2426
Prior Transfer Date	Jun 2, 2008
Prior Transfer Doc	0058693384
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Recording Date	Apr 6, 2026
Property Address	1309 PALACE DR, ROCKLEDGE, FL 32955-6214
Document Number	0000068176
Book / Page	10591 / 93
Instrument Date	Mar 30, 2026
Instrument	202668176
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 PALACE DR, ROCKLEDGE, FL 32955-6214

Mortgage

Document Number	0000068176,
Date	Apr 6, 2026
Book Page	10591/93
Instrument	202668176

Lender

Name	DYBN FINANCIAL CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1309 PALACE DR, ROCKLEDGE, FL 32955-6214
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 PALACE DR, ROCKLEDGE, FL 32955-6214

Mortgage

Document Number	0090171202
Date	Feb 16, 2021
Book Page	9017/1202
Instrument	2021038194

Lender

Name	DYBN FINANCIAL CORP
Type	Funding / Finance Company
Address	ROCKLEDGE, FL 32955

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1309 PALACE DR, ROCKLEDGE, FL 32955-6214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087491639
Date	May 26, 2020
Book Page	8749/1639
Instrument	2020111401

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 2, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 5, 2019
Property Address	1309 PALACE DR, ROCKLEDGE, FL 32955-6214
Document Number	0086052426
Book / Page	8605 / 2426
Map Reference	MB 43 PG 75
Instrument Date	Nov 15, 2019
Instrument	2019263816
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8074 WALDORF CT, 8074, ORLANDO, FL 32817-1586

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1037 JACARANDA CIR, ROCKLEDGE, FL 32955-4175

Mortgage

Document Number	86052433
Date	Dec 5, 2019
Instrument	8605/2433

Lender

Name	DYBN FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1309 Palace Dr was $7,335 with exemptions applied, up 2.6% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Rockledge City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,990 (+2.7%)	$670,520 (+1.3%)
2025	$7,335.00 (+2.56%) Homeowner's exemption Veteran's exemption	$506,320	$661,910
2024	$7,152.00 (+0.68%)
2023	$7,104.00 (+5.35%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$477,730 (+3%)	$634,810 (+19.83%) Land $80,000 Building $554,810
2022	$6,743.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$463,820	$529,770 Land $65,000 Building $464,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1309 Palace Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	9 (1987–2024)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1309 Palace Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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