1309 Ocean Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 1309 Ocean Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 4,970 sqft · built 2003
Lot Size	0.214 acres (9,300 sqft)
Owner	2 Individual Names on File
Last Sale	$957,500 (Apr 1999)
Tax Bill	$33,409 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-00078-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`47-00078-0000-00005`
Alternative APNs	`470007800000000401` `470007800005`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,970 sqft Living Area
1st Floor Area	2,079 sqft
Upper Floors Area	2,070 sqft
Basement Area	1,988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,300 sqft (0.214 acres)
Lot Dimensions	150 ft deep x 62 ft wide
Terrain	High
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	210 sqft
Patio Area	236 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	470007800000000401
Street Address	1309 OCEAN AVE
City	SPRING LAKE
State	NJ
Zip	07762-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9442
Legal Subdivision	BRIGHTON LAND ASSOCIATION
Legal Block	78
Legal Lot Number	5
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3011
Census Tract	809100

Owner

1309 Ocean Ave is owned and occupied by two individuals who acquired it in December 2012.

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1309 OCEAN AVE, SPRING LAKE, NJ 07762-1421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 1999 · Amount on File
Deed Sale	Apr 22, 1999 · Amount on File
Prior Sale	Jul 9, 1998 · Amount on File
Deed Book / Page	5814 / 42
Last Transfer Date	Dec 22, 2012
Transfer Doc	0089883845
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 10, 2021
Property Address	1309 OCEAN AVE, SPRING LAKE, NJ 07762-1421
Document Number	0095343763
Book / Page	9534 / 3763
Instrument Date	Jul 15, 2021
Instrument	2021121500
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	OCEANVIEW TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 MADISON AVE, 360, NEW YORK, NY 10017-7111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 OCEAN AVE, SPRING LAKE, NJ 07762-1421

Mortgage

Document Number	2021121501
Date	Aug 10, 2021
Instrument	2021121501

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1309 Ocean Ave was $33,409, down 1.6% from the year before.

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Borough
Unified School District	Spring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,078,700 (+10.51%) Land $5,152,800 Building $2,925,900	$8,078,700 (+10.51%) Land $5,152,800 Building $2,925,900
2025	$33,409.00 (-1.58%)	$7,310,400 Land $4,452,800 Building $2,857,600	$7,310,400 Land $4,452,800 Building $2,857,600
2024	$33,945.00
2023		$6,749,500 Land $4,152,800 Building $2,596,700	$6,749,500 Land $4,152,800 Building $2,596,700
2022	$32,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1309 Ocean Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 227 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	421 units insured incl. 194 condo units
Nearby Flood Claims	440 (1979–2025)
Claims Outside the SFHA	142 of 440
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 153 claims Hurricane Irene, Aug 2011 · 103 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1309 Ocean Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20