Cooke County property record for 1309 Noel Dr, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,074 sqft · built 1982 |
| Lot Size | 0.16 acres (6,952 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,700 (Mar 2020) |
| Tax Bill | $3,863 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2690-001-00015 |
| Primary APN | 2690-001-00015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,074 sqft Living Area |
| Gross Area | 1,444 sqft |
| 1st Floor Area | 1,074 sqft |
| Flooring | Carpet |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,952 sqft (0.16 acres) |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 10 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2690-001-00015 |
|---|---|
| Street Address | 1309 NOEL DR |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-5859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGECREST; BLOCK 1; LOT 15 |
| Legal Subdivision | RIDGECREST |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 1100 |
1309 Noel Dr is owned and occupied by an individual who bought it in March 2020.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1309 NOEL DR, GAINESVILLE, TX 76240-5859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2020 · Amount on File |
| Deed Sale | Mar 13, 2020 · Amount on File |
| Prior Sale | Aug 9, 2016 · Amount on File |
| Deed Document Number | 20201968 |
| Deed Book / Page | 2318 / 425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Mar 13, 2020 |
| Property Address | 1309 NOEL DR, GAINESVILLE, TX 76240-5859 |
| Document Number | 002318/425 |
| Book / Page | 2318 / 425 |
| Map Reference | VOL 5 PG 46 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 2020-01968 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1309 NOEL DR, GAINESVILLE, TX 76240-5859 |
| Document Number | 0000001969 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | 1969 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2026 property tax bill for 1309 Noel Dr was $3,863 with a homeowner's exemption, up 80.5% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,863.00 (+80.51%) Homeowner's exemption | $184,632 (+9.21%) Land $35,813 Building $148,819 | $184,632 (-) Land $35,813 Building $148,819 |
| 2025 | $2,140.00 (+4.19%) Homeowner's exemption | $169,068 Land $35,813 Building $148,819 | $184,632 Land $35,813 Building $148,819 |
| 2024 | $2,054.00 | ||
| 2023 | $139,725 Land $32,545 Building $140,544 | $173,089 Land $32,545 Building $140,544 | |
| 2022 | $2,356.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1309 Noel Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2007 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1309 Noel Dr is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: AT&T, Element8, T-Mobile.
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