1309 N Westcott Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 1309 N Westcott Rd, Schenectady, NY 12306 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,452 sqft · built 1940
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jan 2021)
Tax Bill	$6,178 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 58.7-12-10`

Property Details

APN / Parcel Number

Primary APN	`422800 58.7-12-10`
Alternative APN	`280005800700120100000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,452 sqft Living Area
1st Floor Area	968 sqft
2nd Floor Area	484 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1309 N WESTCOTT RD
City	SCHENECTADY
State	NY
Zip	12306-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R,2STY,G2 SCHDY ANNEX - 289 6.-461-24
Legal Block	12
Legal Lot Number	10.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1017
Census Tract	33004

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 58.7-12-10

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1309 N WESTCOTT RD, SCHENECTADY, NY 12306-2017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 04, 2021 · Amount on Record
Deed Sale	Jan 04, 2021 · Amount on Record
Prior Sale	Jan 24, 2008 · Amount on Record
Deed Document Number	2021207
Deed Book / Page	2049 / 264
Record Updated	Jun 08, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 04, 2021
Property Address	1309 N WESTCOTT RD, SCHENECTADY, NY 12306-2017
Document Number	0000000207
Book / Page	2049 / 264
Instrument Date	Dec 15, 2020
Instrument	202100207
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1309 N WESTCOTT RD, 1309, ROTTERDAM, NY 12306-2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3681 STATE ROUTE 7 APT 4, 4, HOWES CAVE, NY 12092-2807

Mortgage

Document Number	0000000209
Date	Jan 04, 2021
Instrument	202100209

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,178.00	$169,000 (-) Land $6,800 Building $162,200	$260,000 (+16.91%) Land $10,462 Building $249,538
2023		$169,000 Land $6,800 Building $162,200	$222,400 Land $8,949 Building $213,451

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930330041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011, rainfall accumulation, Remnants Of Tropical Storm Lee

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.