1309 N Beach St, Ormond Beach, FL 32174 Property Records

Volusia County property record for 1309 N Beach St, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,608 sqft · built 1977
Lot Size0.264 acres (11,500 sqft)
OwnerIndividual Name on Record
Last Sale$178,000 (Jun 2016)
Tax Bill$2,408 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN3242-21-01-0650

Property Details

APN / Parcel Number

Primary APN3242-21-01-0650
Alternative APNs
  • 32134221010650
  • 3007247.0
  • 3007247

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,608 sqft Living Area
1st Floor Area1,608 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1984
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,500 sqft (0.264 acres)
Lot Dimensions115 ft deep x 100 ft wide
Garage Area502 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area320 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3007247.0
Old Parcel Number32134221010650
Street Address1309 N BEACH ST
CityORMOND BEACH
StateFL
Zip32174-4015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3A
Legal DescriptionLOT 65 OAK FOREST PHASE 1 MB 34 PGS 105 & 106 PER OR 1973 PG 1196 PER OR 7259 PG 3233
Legal Range32E
Legal Township13S
Legal Section42
Legal SubdivisionFOREST
Legal Phase1
Legal Tract21
Legal Lot Number65
JurisdictionVOLUSIA FL
Township / Civil DivisionORMOND BEACH
Census Block Group3
Census Block3006
Census Tract80700

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1309 N BEACH ST, ORMOND BEACH, FL 32174-4015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2023Deed of Trust, Mortgage · Line of Credit
BARWICK BANKING CO
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2016 · Amount on Record
Deed SaleJun 1, 2016 · Amount on Record
Deed Document Number2016-098944
Deed Book / Page7259 / 3233
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address1309 N BEACH ST, ORMOND BEACH, FL 32174-4015
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0084453049
DateAug 10, 2023
Book Page8445/3049
Instrument2023164850
Lender
NameBARWICK BANKING CO
TypeBank
AddressDAYTONA BEACH, FL 32117
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address1309 N BEACH ST, ORMOND BEACH, FL 32174-4015
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySMARTTITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1309 N BEACH ST, ORMOND BEACH, FL 32174-4015

Mortgage

Document Number0079623224
DateDec 23, 2020
Book Page7962/3224
Instrument2020-250426
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,408.00 (+17.23%) Homeowner's exemption$177,590 (+5.99%)$272,486 (+1.87%) Land $59,063 Building $213,423
2023$2,054.00 (+3.58%) Homeowner's exemption$167,560 (+3%)$267,478 (+11.49%) Land $59,063 Building $208,415
2022$1,983.00 Homeowner's exemption$162,680$239,916 Land $59,063 Building $180,853

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 121 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies121 in force
Nearby Flood Claims46 (1979–2024)
Claims Outside the SFHA21 of 46
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Irma, Sep 2017 · 13 claims
  • Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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