1309 N B Rd, Phillips, NE 68865 Property Records

Hamilton County property record for 1309 N B Rd, Phillips, NE 68865

Property Summary

Property Type	Rural Home
Details	2 ba · 2,770 sqft · built 2024
Lot Size	3.02 acres (131,551 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Feb 2025)
Tax Bill	$2,437 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3307-31-4-00000-000-89B`

Property Details

APN / Parcel Number

Primary APN	`3307-31-4-00000-000-89B`
Alternative APN	`410148458`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,770 sqft Living Area
1st Floor Area	2,114 sqft
Basement Area	2,114 sqft
Unfinished Basement	2,114 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	131,551 sqft (3.02 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1309 N B RD
City	PHILLIPS
State	NE
Zip	68865
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	PT GOV'T LOT 1
Legal Range	08
Legal Township	11
Legal Section	31
Legal Lot Number	1
Jurisdiction	HAMILTON NE
Township / Civil Division	5
Census Block Group	2
Census Block	2070
Census Tract	969200

Owner

1309 N B Rd, a rural home, is owned and occupied by two individuals who bought it in February 2025.

Source: Hamilton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1309 N B RD, PHILLIPS, NE 68865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Feb 28, 2025	Warranty Deed, Transfer · Commercial Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2025 · Amount on File
Deed Sale	Feb 28, 2025 · Amount on File
Deed Document Number	2025303
Prior Transfer Date	Feb 10, 2025
Prior Transfer Doc	0202500303
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	1309 N B RD, PHILLIPS, NE 68865-2521
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 N B RD, PHILLIPS, NE 68865-2521

Mortgage

Document Number	0202501793
Date	Nov 13, 2025
Instrument	2025-01793

Lender

Name	PINNACLE BANK
Type	Bank
Address	68885

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON NE
Recording Date	Feb 28, 2025
Property Address	1309 N B RD, PHILLIPS, NE 68865-2521
Document Number	0202500303
Instrument Date	Feb 10, 2025
Instrument	2025-00303
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	GRAND ISLAND ABSTRACT ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202500304
Date	Feb 28, 2025
Instrument	2025-00304

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1309 N B Rd was $2,437.

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Hamilton County
Unified School District	Aurora Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$597,760 (+47.78%) Land $65,200 Building $532,560	$597,760 (+47.78%) Land $65,200 Building $532,560
2025	$2,437.00	$404,495 Land $65,200 Building $339,295	$404,495 Land $65,200 Building $339,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1309 N B Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1309 N B Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N B Rd

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