1309 N 85th St, Seattle, WA 98103 Property Records

King County property record for 1309 N 85th St, Seattle, WA 98103

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,020 sqft · built 1942
Lot Size	0.097 acres (4,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$795,000 (Jul 2026)
Tax Bill	$8,509 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`779790-0010`

Property Details

APN / Parcel Number

Primary APN	`779790-0010`
Alternative APN	`779790001001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,020 sqft Living Area
Gross Area	1,900 sqft
1st Floor Area	820 sqft
Basement Area	820 sqft
Finished Basement	200 sqft
Unfinished Basement	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	4,240 sqft (0.097 acres)
View / Lot	Highway
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	779790001001
Street Address	1309 N 85TH ST
City	SEATTLE
State	WA
Zip	98103-4008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR3
Legal Description	SIMPSONS ADD N 80 FT LESS W 32 FT OF 2 & N 80 FT OF 3
Legal Range	04
Legal Township	25
Legal Section	06
Legal Subdivision	SIMPSONS ADD
Legal Block	1
Legal Lot Number	2-3
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	4
Census Block	4002
Census Tract	2700

Owner

Source: King County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1309 N 85TH ST, SEATTLE, WA 98103-4008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE
Apr 19, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE
Sep 6, 2017	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	Apr 19, 2021 · Amount on Record
Deed Document Number	20260714712
Prior Transfer Date	Jul 22, 2001
Prior Transfer Doc	0000000743
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Jul 14, 2026
Property Address	1309 N 85TH ST, SEATTLE, WA 98103-4008
Document Number	0000000712
Instrument Date	Jul 9, 2026
Instrument	2026712
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 N 85TH ST, SEATTLE, WA 98103-4008

Mortgage

Document Number	0000000713,
Date	Jul 14, 2026
Instrument	20260714713

Lender

Name	ENVOY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Apr 19, 2021
Property Address	1309 N 85TH ST, SEATTLE, WA 98103-4008
Document Number	0000002233
Map Reference	VOL 26 PG 48
Instrument Date	Apr 10, 2021
Instrument	20210419002233
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	OLD REPUBLIC TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 N 85TH ST, SEATTLE, WA 98103-4008

Mortgage

Document Number	0000002234
Date	Apr 19, 2021
Instrument	20210419002234

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1309 N 85TH ST, SEATTLE, WA 98103-4008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000080
Date	Jul 8, 2020
Instrument	20200708000080

Lender

Name	FIRST GUARANTY MORTGAGE
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Sep 6, 2017
Property Address	1309 N 85TH ST, SEATTLE, WA 98103-4008
Document Number	0000001287
Map Reference	VOL26 PG48
Instrument Date	Aug 26, 2017
Instrument	20170906001287
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 N 85TH ST, SEATTLE, WA 98103-4008

Mortgage

Document Number	0000001288
Date	Sep 6, 2017
Instrument	20170906001288

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,509.00 (+15.78%)
2025	$7,349.00	$796,000 (+8.3%) Land $566,000 Building $230,000	$796,000 (+8.3%) Land $566,000 Building $230,000
2024	$7,349.00 (+11.06%)	$735,000 (-2.26%) Land $525,000 Building $210,000	$735,000 (-2.26%) Land $525,000 Building $210,000
2022	$6,617.00	$752,000 Land $469,000 Building $283,000	$752,000 Land $469,000 Building $283,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Most Recent Claim	Nov 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 967 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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