1309 N 4th St, Temple, TX 76501 Property Records

Bell County property record for 1309 N 4th St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,230 sqft · built 1947
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$362,500 (Aug 2024)
Tax Bill	$3,806 (2025)
Deeds & Mortgages	Mar 2020 Mortgage May 2020 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0088550000`

Property Details

APN / Parcel Number

Primary APN	`0088550000`
Alternative APNs	`844881` `95851`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,230 sqft Living Area
1st Floor Area	1,230 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2018
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	120 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	80 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1309 N 4TH ST
City	TEMPLE
State	TX
Zip	76501-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	NORTH PARK, BLOCK 004, LOT PT 2, 3, (S 27 OF W 120 OF 2 & N 27 OF W 120 OF 3), ACRES .15
Legal Subdivision	NORTH PARK
Legal Block	4
Legal Lot Number	2,3
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2022
Census Tract	20500

Owner

Source: Bell County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4000 NEWELL DR, AMERICAN CANYON, CA 94503-1203
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
May 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Feb 5, 2020	Warranty Deed, Transfer R BK
Jun 1, 2018	Warranty Deed, Transfer ARCHAIC INC
Oct 10, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY
Feb 1, 2017	Loan Modification, Mortgage GRADY L & JERRY D JR TYROCH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2024 · Amount on Record
Deed Sale	Aug 28, 2024 · Amount on Record
Prior Sale	Aug 3, 2015 · Amount on Record
Deed Document Number	202437337
Prior Transfer Date	Jul 31, 2015
Prior Transfer Doc	0000029360
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1309 N 4TH ST, TEMPLE, TX 76501-2012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MONTEITH ABSTRACT & TTL CO T

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012163
Date	Mar 11, 2020
Instrument	2020-00012163

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050
Prepayment Penalty	12 Months

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	May 29, 2020
Property Address	1309 N 4TH ST, TEMPLE, TX 76501-2012
Document Number	0000025533
Instrument Date	May 26, 2020
Instrument	25533
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 1786 BELTON TX 765135786, BELTON, TX 76513-5786

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Feb 5, 2020
Property Address	1309 N 4TH ST, TEMPLE, TX 76501-2012
Document Number	0000005734
Instrument Date	Jan 31, 2020
Instrument	5734
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2907 CHISHOLM TRL SALADO TX 765715574, SALADO, TX 76571-5574

Mortgage

Document Number	5733
Date	Feb 5, 2020
Instrument	5733

Lender

Name	R BK
Type	Bank
Address	ROUND ROCK, TX 78665

Agreement

Amount	Amount Recorded

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jun 1, 2018
Property Address	1309 N 4TH ST, TEMPLE, TX 76501-2012
Document Number	0000022203
Book / Page	010474 / 000591
Instrument Date	May 31, 2018
Instrument	22203
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3305 OALDAWN DR TEMPLE TX 76502, TEMPLE, TX 76502

Mortgage

Document Number	22204
Date	Jun 1, 2018
Book Page	010474/000596
Instrument	22204

Lender

Name	ARCHAIC INC
Address	PO BOX 935, BELTON, TX 76513-0935

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 31, 2019

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BELL TX
Recording Date	Oct 10, 2017
Property Address	1309 N 4TH ST, TEMPLE, TX 76501-2012
Document Number	0000042643
Instrument Date	Oct 3, 2017
Instrument	42643
Transaction Type	Foreclosure
Record Updated	Nov 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5310 WINROCK CIR TEMPLE TX 765028812, TEMPLE, TX 76502-8812

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	1309 N 4TH ST, TEMPLE, TX 76501-2012
Document Number	0000004973
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1309 N 4TH ST

Mortgage

Document Number	0000004973
Date	Feb 6, 2017
Instrument	4973

Lender

Name	GRADY L & JERRY D JR TYROCH
Address	5310 WINROCK CIR, TEMPLE, TX 76502-8812

Agreement

Amount	Amount Recorded
Term	156 Months
Due	Feb 5, 2030

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,806.00 (+12.9%)	$192,602 (+30.99%) Land $21,236 Building $171,366	$192,602 (+30.99%) Land $21,236 Building $171,366
2023	$3,371.00 (-9.55%)	$147,035 Land $19,602 Building $127,433	$147,035 Land $19,602 Building $127,433
2022	$3,727.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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