1309 N 15th St, Temple, TX 76501 Property Records

Bell County property record for 1309 N 15th St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,190 sqft · built 1950
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on File
Tax Bill	$531 (2023)
Deeds & Mortgages	Mar 2023 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0055270000`

Property Details

APN / Parcel Number

Primary APN	`0055270000`
Alternative APNs	`419642` `35430`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	1,190 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Canopy	180 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	419642
Street Address	1309 N 15TH ST
City	TEMPLE
State	TX
Zip	76501-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	FULLVIEW, BLOCK 002, LOT 0003
Legal Subdivision	FULLVIEW
Legal Block	2
Legal Lot Number	3
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3015
Census Tract	20600

Owner

1309 N 15th St is owned and occupied by two individuals who acquired it in October 2001.

Source: Bell County records, as of April 1, 2024

Owner of Record	2 Individual Names on File
Mailing Address	2404 N 13TH ST, TEMPLE, TX 76501-1314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Apr 26, 2018	Warranty Deed, Transfer MONTEITH ABSTRACT AND TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2001
Deed Sale	Oct 4, 2001
Deed Document Number	0004714502
Record Updated	Jun 7, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1309 N 15TH ST, TEMPLE, TX 76501-1907
Transaction Type	Mortgage
Record Updated	Mar 15, 2023
Title Company	NOT AVAILABLE, DBA TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 N 15TH ST, TEMPLE, TX 76501-1907

Mortgage

Document Number	0000009203
Date	Mar 6, 2023
Instrument	2023009203

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1309 N 15TH ST, TEMPLE, TX 76501-1907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050596
Date	Nov 4, 2019
Instrument	2019-00050596

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Apr 26, 2018
Property Address	1309 N 15TH ST, TEMPLE, TX 76501-1907
Document Number	0000016801
Book / Page	010433 / 000535
Instrument Date	Apr 25, 2018
Instrument	16801
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 N 15TH ST TEMPLE TX 765011907, TEMPLE, TX 76501-1907

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$531.00 (-15.85%) Homeowner's exemption Senior Citizen's exemption	$166,385 Land $20,873 Building $145,512	$166,385 Land $20,873 Building $145,512
2022	$631.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1309 N 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1309 N 15th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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