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1309 Middle St, Beloit, WI 53511 Property Records

Rock County property record for 1309 Middle St, Beloit, WI 53511

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 720 sqft · built 1950
Lot Size0.164 acres (7,144 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Dec 2023)
Tax Bill$1,994 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Sep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN206 12741185

Property Details

APN / Parcel Number

Primary APN206 12741185
Alternative APN
  • 12741185

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area720 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area7,144 sqft (0.164 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number206 12741185
Street Address1309 MIDDLE ST
CityBELOIT
StateWI
Zip53511-4106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF THE SE 1/4 OF THE SE 1/4 SEC 27; T1N; R 12E OF THE 4TH PM DESCRIBED AS W 48.1 FT L 4 & E 2 FT L 3 ALBRECHTS SECOND AD
Legal SubdivisionALBRECHTS SECOND ADD
JurisdictionROCK WI
Township / Civil DivisionBELOIT
Census Block Group3
Census Block3004
Census Tract1700

Owner

Source: Rock County assessment roll, APN 206 12741185, as of April 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1309 MIDDLE ST, BELOIT, WI 53511-4106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2023Warranty Deed, Transfer · Conventional Mortgage
SUMMIT CU
Sep 02, 2022Deed of Trust, Mortgage · Conventional Mortgage
SENB BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 01, 2023 · Amount on Record
Deed SaleDec 01, 2023 · Amount on Record
Deed Document Number20232252981
Record UpdatedJun 08, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROCK WI
Recording DateDec 01, 2023
Property Address1309 MIDDLE ST, BELOIT, WI 53511-4106
Document Number0002252981
Instrument DateNov 30, 2023
Instrument2252981
Transaction TypeTransfer
Record UpdatedDec 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$405.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1309 MIDDLE ST, BELOIT, WI 53511-4106

Mortgage

Document Number0002252982
DateDec 01, 2023
Instrument2252982
Lender
NameSUMMIT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2053

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCK WI
Property Address1309 MIDDLE ST, BELOIT, WI 53511-4106
Transaction TypeMortgage
Record UpdatedSep 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002226276
DateSep 02, 2022
Instrument2226276
Lender
NameSENB BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueAug 15, 2027
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll as of April 2, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateWisconsin
MunicipalityBeloit City
CountyRock County
Unified School DistrictBeloit School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,994.00 (+54.22%) Homeowner's exemption$130,700 (+43.63%) Land $15,700 Building $115,000$143,500 (+38.65%)
2023$1,293.00 (-12.58%) Homeowner's exemption$91,000 (-) Land $15,700 Building $75,300$103,500 (+9.64%)
2022$1,479.00$91,000 Land $15,700 Building $75,300$94,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rock County (55105C), as of May 3, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 795 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system WI1540112, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF BELOIT
serves 36,677 people
Water SourceGroundwater
Last State InspectionNov 2024
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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