Cleveland County property record for 1309 Metcalf Rd, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,310 sqft · built 1947 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,093 (2026) |
| Deeds & Mortgages | Dec 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 21499 |
| Primary APN | 21499 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,310 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 18,000 sqft (0.413 acres) |
| Lot Dimensions | 180 ft deep x 100 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Storage Building | Storage Building |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1344122 |
|---|---|
| Street Address | 1309 METCALF RD |
| City | SHELBY |
| State | NC |
| Zip | 28150-9078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | METCALF RD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 950900 |
1309 Metcalf Rd is owner-occupied and held in a trust since December 2021.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1309 METCALF RD, SHELBY, NC 28150-9078 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 29, 2021 |
| Transfer Doc | 0018612067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Dec 30, 2021 |
| Property Address | 1309 METCALF RD, SHELBY, NC 28150-9078 |
| Document Number | 0018612067 |
| Book / Page | 1861 / 2067 |
| Instrument Date | Dec 29, 2021 |
| Instrument | 200066457 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1309 METCALF RD, SHELBY, NC 28150-9078 |
The 2026 property tax bill for 1309 Metcalf Rd was $1,093, up 4.3% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,093.00 (+4.29%) | $105,357 (-) Land $10,800 Building $94,557 | $105,357 (-) Land $10,800 Building $94,557 |
| 2025 | $1,048.00 | $105,357 Land $10,800 Building $94,557 | $105,357 Land $10,800 Building $94,557 |
| 2023 | $64,877 Land $9,504 Building $55,373 | $64,877 Land $9,504 Building $55,373 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1309 Metcalf Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1309 Metcalf Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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