1309 Malone Ave, Spring Hill, FL 34606 Property Records

Hernando County property record for 1309 Malone Ave, Spring Hill, FL 34606

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 2,020 sqft · built 1978
Lot Size	0.238 acres (10,346 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Dec 2025)
Tax Bill	$3,984 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5030-0153-0120`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5030-0153-0120`
Alternative APNs	`00457142` `457142`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,020 sqft Living Area
Gross Area	2,636 sqft
1st Floor Area	2,020 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1987
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	10,346 sqft (0.238 acres)
Lot Dimensions	125 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	616 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00457142
Street Address	1309 MALONE AVE
City	SPRING HILL
State	FL
Zip	34606-4316
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SPRING HILL UNIT 3 BLK 153 LOT 12
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 3
Legal Block	153
Legal Lot Number	12
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2015
Census Tract	41302

Owner

Source: Hernando County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1309 MALONE AVE, SPRING HILL, FL 34606-4316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 31, 2025	Special Warranty Deed, Transfer ENTRA TITLE SERVICES
Dec 26, 2023	Warranty Deed, Construction Loan · Construction Mortgage AMERICAN HERITAGE LENDING INC
Aug 9, 2022	Warranty Deed, Transfer · Commercial Mortgage RESIDENTIAL CAPITAL PARTNERS SECURE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Prior Sale	Aug 22, 2025 · Amount on Record
Deed Document Number	202589528
Deed Book / Page	4652 / 1443
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Jun 24, 2026
Property Address	1309 MALONE AVE, SPRING HILL, FL 34606-4316
Document Number	0000042873
Book / Page	4726 / 1736
Instrument Date	Jun 16, 2026
Instrument	202642873
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 MALONE AVE, SPRING HILL, FL 34606-4316

Mortgage

Document Number	0000042873,
Date	Jun 24, 2026
Book Page	4726/1736
Instrument	202642873

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2056

Interest

Rate	6.51%
Max Rate	-1%

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 31, 2025
Property Address	1309 MALONE AVE, SPRING HILL, FL 34606-4316
Document Number	0046521443
Book / Page	4652 / 1443
Map Reference	MB 7 PG 80-86
Instrument Date	Dec 29, 2025
Instrument	2025089525
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	ENTRA TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 S FRANKLIN ST # 2, 2, TITUSVILLE, PA 16354-2168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 MALONE AVE, SPRING HILL, FL 34606-4316

December 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 26, 2023
Property Address	1309 MALONE AVE, SPRING HILL, FL 34606-4316
Document Number	0043770016
Book / Page	4377 / 16
Map Reference	MB 7 PG 80-86
Instrument Date	Dec 21, 2023
Instrument	2023080777
Transaction Type	Construction Loan
Record Updated	Feb 13, 2024
Title Company	OLD TAMPA BAY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1523, BROOKSVILLE, FL 34605-1523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 TUSCAN LN, OLDSMAR, FL 34677-0137

Mortgage

Document Number	0000437718
Date	Dec 26, 2023
Instrument	4377/18

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 9, 2022
Property Address	1309 MALONE AVE, SPRING HILL, FL 34606-4316
Document Number	0042060945
Book / Page	4206 / 945
Map Reference	MB 7 PG 80-86
Instrument Date	Aug 2, 2022
Instrument	2022060592
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	TITLE TOWN LLC, TITLE NOW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12585 LITTLE FARMS DR, SPRING HILL, FL 34609-4264

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7286 SUNSHINE GROVE RD, BROOKSVILLE, FL 34613-4827
Investor	Possibly a Property Investor

Mortgage

Document Number	0004206949
Date	Aug 9, 2022
Instrument	4206/949

Lender

Name	RESIDENTIAL CAPITAL PARTNERS SECURE
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,984.00 (+44.61%)	$184,932 (+1.94%) Land $30,210 Building $154,722	$184,932 (+1.94%) Land $30,210 Building $154,722
2023		$181,417 (+64.31%) Land $37,393 Building $144,024
2022	$2,755.00	$110,414 Land $12,674 Building $97,740	$181,417 Land $33,107 Building $148,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2004–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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