1309 Mack St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1309 Mack St, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$101,000 (Mar 2022)
Tax Bill	$1,469 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050-113-018-002-00`

Property Details

APN / Parcel Number

Primary APN	`050-113-018-002-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	912 sqft Living Area
1st Floor Area	780 sqft
Basement Area	396 sqft
Unfinished Basement	396 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	4,792 sqft (0.11 acres)
Garage Area	242 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1309 MACK ST
City	OWOSSO
State	MI
Zip	48867-3380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 12 LOT 2 & E 2' LOT 1 BLK 18 CITY ASSESSORS PLAT 3
Legal Subdivision	ASSESSORS 3 -CITY OF OWOSSO
Legal Block	18
Legal Lot Number	2,1
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	1
Census Block	1013
Census Tract	30700

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1309 MACK ST, OWOSSO, MI 48867-3380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2022 · Amount on Record
Deed Sale	Mar 21, 2022 · Amount on Record
Deed Document Number	20223358024
Deed Book / Page	1294 / 111
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Mar 21, 2022
Property Address	1309 MACK ST, OWOSSO, MI 48867-3380
Document Number	0012940111
Book / Page	1294 / 111
Map Reference	LB 1 PG 43
Instrument Date	Mar 17, 2022
Instrument	3358024
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$757.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1309 MACK ST, 1309, OWOSSO, MI 48867-3380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 MACK ST, OWOSSO, MI 48867-3380

Mortgage

Document Number	0003358025
Date	Mar 21, 2022
Instrument	3358025

Lender

Name	PFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,600 (+10.08%)	$85,200 (+10.08%)
2025	$1,469.00 (+4.85%) Homeowner's exemption	$38,700 (+20.56%)	$77,400 (+20.56%)
2023	$1,401.00 Homeowner's exemption	$32,100	$64,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20