1309 Lt Congleton Rd, Wilmington, NC 28409 Property Records

New Hanover County property record for 1309 Lt Congleton Rd, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,696 sqft · built 2020
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$450,500 (Sep 2020)
Tax Bill	$2,474 (2024)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R07900-003-500-000`

Property Details

APN / Parcel Number

Primary APN	`R07900-003-500-000`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,696 sqft Living Area
1st Floor Area	2,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	12,197 sqft (0.28 acres)
Terrain	Low
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	1309 LT CONGLETON RD
City	WILMINGTON
State	NC
Zip	28409-0150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 13 PH 1 SEC 1 CONGLETON
Legal Subdivision	CONGLETON
Legal Block	3
Legal Lot Number	13
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	1
Census Block	1004
Census Tract	12109

Owner

1309 Lt Congleton Rd is owned and occupied by an individual who acquired it in October 2020.

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1309 LT CONGLETON RD, WILMINGTON, NC 28409-0150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on File
Deed Sale	Sep 24, 2020 · Amount on File
Deed Document Number	202039391
Deed Book / Page	6359 / 1611
Last Transfer Date	Oct 8, 2020
Transfer Doc	00636500033
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Sep 24, 2020
Property Address	1309 LT CONGLETON RD, WILMINGTON, NC 28409-0150
Document Number	0063591611
Book / Page	006359 / 001611
Instrument Date	Sep 12, 2020
Instrument	39391
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 18, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7110 WRIGHTSVILLE AVE #A WILMINGTON NC 284037219, A, WILMINGTON, NC 28403-7219

Mortgage

Document Number	63591614
Date	Sep 24, 2020
Book Page	006359/001614
Instrument	39392

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	1201 PEACHTREE ST NE, ATLANTA, GA 30361-3503

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 23, 2035

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$767,600 (-) Land $118,300 Building $649,300	$767,600 (-) Land $118,300 Building $649,300
2025		$767,600 Land $118,300 Building $649,300	$767,600 Land $118,300 Building $649,300
2024	$2,474.00 (+0.16%)
2023	$2,470.00 (-0.92%)	$463,800 Land $65,600 Building $398,200	$463,800 Land $65,600 Building $398,200
2022	$2,493.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1309 Lt Congleton Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 246 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	246 in force
Nearby Flood Claims	34 (1996–2024)
Claims Outside the SFHA	3 of 34
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 17 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims Hurricane Fran, Sep 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1309 Lt Congleton Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20