1309 Larch St, Sandpoint, ID 83864 Property Records

Bonner County property record for 1309 Larch St, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,346 sqft · built 2002
Lot Size	0.167 acres (7,275 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,000 (Sep 2019)
Tax Bill	$4,233 (2026)
Deeds & Mortgages	Nov 2019 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RPS05000421A0RA`

Property Details

APN / Parcel Number

Primary APN	`RPS05000421A0RA`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,346 sqft Finished Area
1st Floor Area	2,346 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Duplex Single
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,275 sqft (0.167 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1309 LARCH ST
City	SANDPOINT
State	ID
Zip	83864-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-57N-2W WEST END ADD E BLK 42 LOT 1A REPLAT DUPLEX LOTS 1-3 CPWRS
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	WEST END ADD E
Legal Block	42
Legal Lot Number	1A
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1021
Census Tract	950300

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	146 CORBETT GLN, SANDPOINT, ID 83864-0599
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Sep 9, 2019	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Deed Document Number	2019944816
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1309 LARCH ST, SANDPOINT, ID 83864-2028
Transaction Type	Mortgage
Record Updated	Dec 2, 2019
Title Company	WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	948567
Date	Nov 12, 2019
Instrument	948567

Lender

Name	BANNER BANK
Type	Bank
Address	BIG INDIAN, NY 12410

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 9, 2019
Property Address	1309 LARCH ST, SANDPOINT, ID 83864-2028
Document Number	944816
Map Reference	MB 6 PG 1299
Instrument Date	Aug 28, 2019
Instrument	944816
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1309 LARCH ST, SANDPOINT, ID 83864-2028

Mortgage

Document Number	944817
Date	Sep 9, 2019
Instrument	944817

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,233.00	$617,566 (-) Land $195,026 Building $422,540	$617,566 (-) Land $195,026 Building $422,540
2025	$4,233.00 (+4.73%)	$617,566 (+8.03%) Land $195,026 Building $422,540	$617,566 (+8.03%) Land $195,026 Building $422,540
2023	$4,042.00	$571,656 Land $214,526 Building $357,130	$571,656 Land $214,526 Building $357,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20

May also be available: Kaniksu Internet.

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