1309 Jefferson St, Washington, MO 63090 Property Records

Franklin County property record for 1309 Jefferson St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,280 sqft · built 1958
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Tax Bill	$1,915 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-5-22.0-3-099-017.000`

Property Details

APN / Parcel Number

Primary APN	`10-5-22.0-3-099-017.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Street Address	1309 JEFFERSON ST
City	WASHINGTON
State	MO
Zip	63090-4301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE SW 100' ALONG W SIDE JEFFERSON ST
Legal Range	01W
Legal Township	44
Legal Section	22
Legal Quarter	SW
Legal Subdivision	TRACTS
Legal Block	99
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4014
Census Tract	800302

Owner

1309 Jefferson St is owned and occupied by an individual who acquired it in January 2025.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1309 JEFFERSON ST, WASHINGTON, MO 63090-4301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2025	Warranty Deed, Transfer · FHA Mortgage HERITAGE COMMUNITY BANK
Aug 2, 2021	Warranty Deed, Transfer · VA Mortgage US BANK NA
Sep 10, 2020	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2025
Deed Sale	Jan 21, 2025
Prior Sale	Aug 2, 2021
Deed Document Number	2500632
Record Updated	Jun 8, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 21, 2025
Property Address	1309 JEFFERSON ST, WASHINGTON, MO 63090-4301
Document Number	0002500632
Instrument Date	Jan 17, 2025
Instrument	2500632
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1309 JEFFERSON ST, WASHINGTON, MO 63090-4301

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1309 JEFFERSON ST, WASHINGTON, MO 63090-4301

Mortgage

Document Number	0002500633
Date	Jan 21, 2025
Instrument	2500633

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 2, 2021
Property Address	1309 JEFFERSON ST, WASHINGTON, MO 63090-4301
Document Number	0002114412
Instrument Date	Jul 30, 2021
Instrument	2114412
Transaction Type	Transfer
Record Updated	Jan 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 HIGHWAY A, WASHINGTON, MO 63090-5474
Investor	Possibly a Property Investor

Mortgage

Document Number	0002114413
Date	Aug 2, 2021
Instrument	2114413

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 10, 2020
Property Address	1309 JEFFERSON ST, WASHINGTON, MO 63090-4301
Document Number	0000014985
Instrument Date	Aug 28, 2020
Instrument	14985
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1309 JEFFERSON ST WASHINGTON MO 630904301, WASHINGTON, MO 63090-4301

Mortgage

Document Number	14986
Date	Sep 10, 2020
Instrument	14986

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1309 Jefferson St was $1,915.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,915.00	$34,340	$180,740 Land $38,560 Building $142,180
2023	$1,843.00 (+8.67%)	$32,471	$170,900 Land $38,560 Building $132,340
2022	$1,696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1309 Jefferson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1309 Jefferson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T.

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