1309 Half Moon Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1309 Half Moon Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,248 sqft · built 1986
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,485 (Aug 2005)
Tax Bill	$2,622 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A860001570`

Property Details

APN / Parcel Number

Primary APN	`A860001570`
Alternative APN	`4-0022-5906-00-0180.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	840 sqft
Basement Area	840 sqft
Finished Basement	408 sqft
Unfinished Basement	432 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	76 sqft
Deck Area	Deck Area
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A860001570
Street Address	1309 HALF MOON DR
City	O FALLON
State	MO
Zip	63366-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSAGE MEADOWS #3 LOT 180
Legal Subdivision	OSAGE MEADOWS #3
Legal Lot Number	180
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	4
Census Block	4015
Census Tract	311907

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1309 HALF MOON DR, O FALLON, MO 63366-3741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 5, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 27, 2020	Quit Claim Deed, Transfer AMROCK INC
May 8, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2005 · Amount on Record
Deed Sale	Aug 12, 2005 · Amount on Record
Prior Sale	Jun 17, 2004 · Amount on Record
Deed Document Number	2005753500
Deed Book / Page	4259 / 2218
Last Transfer Date	Aug 16, 2020
Transfer Doc	0073830471
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1309 HALF MOON DR, O FALLON, MO 63366-3741
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 HALF MOON DR, O FALLON, MO 63366-3741

Mortgage

Document Number	0000045084
Date	Oct 9, 2025
Instrument	2025R-045084

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1309 HALF MOON DR, O FALLON, MO 63366-3741
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 HALF MOON DR, O FALLON, MO 63366-3741

Mortgage

Document Number	0000036144
Date	Sep 5, 2023
Instrument	2023R-036144

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2038

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1309 HALF MOON DR, O FALLON, MO 63366-3741
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 HALF MOON DR, O FALLON, MO 63366-3741

Mortgage

Document Number	2021R024394
Date	Mar 19, 2021
Instrument	2021R-024394

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	205 Months
Due	Apr 1, 2038

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 27, 2020
Property Address	1309 HALF MOON DR, O FALLON, MO 63366-3741
Document Number	0073830471
Book / Page	007383 / 000471
Instrument Date	Aug 16, 2020
Instrument	627100
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1309 HALF MOON DR DARDENNE PRAIRIE MO 633663741, DARDENNE PRAIRIE, MO 63366-3741

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1309 HALF MOON DR, O FALLON, MO 63366-3741
Document Number	0072932000
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1309 HALF MOON DR O FALLON MO 633663741, O FALLON, MO 63366-3741

Mortgage

Document Number	0072932000
Date	May 13, 2020
Book Page	007293/002000
Instrument	307490

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 12, 2040

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,136 (-)	$200,718 (-) Land $45,000 Building $155,718
2025	$2,622.00 (+3.47%)	$38,136 (+6.53%)	$200,718 (+6.53%) Land $45,000 Building $155,718
2024	$2,534.00
2023		$35,797
2022			$188,408 Land $45,000 Building $143,408

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband.

Nearby Properties on Half Moon Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures