1309 Gate Ln, Moneta, VA 24121 Property Records

Bedford County property record for 1309 Gate Ln, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 2007
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$349,900 (Nov 2025)
Tax Bill	$1,176 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`220B 1 1K`

Property Details

APN / Parcel Number

Primary APN	`220B 1 1K`
Alternative APNs	`22010300` `501462`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Porch	Porch
Porch Area	112 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	501462
Street Address	1309 GATE LN
City	MONETA
State	VA
Zip	24121-6134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H H HURT
Legal Subdivision	H H HURT
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	3
Census Block	3012
Census Tract	30504

Owner

1309 Gate Ln is owned and occupied by an individual who bought it in November 2025.

Source: Bedford County records, as of December 9, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1309 GATE LN, MONETA, VA 24121-6134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 23, 2022	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS
Aug 31, 2017	Warranty Deed, Transfer ACQUISITION TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Prior Sale	Feb 23, 2022 · Amount on File
Deed Document Number	250009951
Record Updated	Jun 8, 2026

November 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BEDFORD VA
Recording Date	Nov 17, 2025
Property Address	1309 GATE LN, MONETA, VA 24121-6134
Document Number	0250009951
Instrument Date	Nov 11, 2025
Instrument	250009951
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1309 GATE LN, MONETA, VA 24121-6134

Mortgage

Document Number	0250009952
Date	Nov 17, 2025
Instrument	250009952

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Feb 23, 2022
Property Address	1309 GATE LN, MONETA, VA 24121-6134
Document Number	0220002111
Instrument Date	Feb 22, 2022
Instrument	220002111
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ACQUISITION TITLE AND SETTLEMENT, ACQUISITION TITLE & STLMNT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 GATE LN, MONETA, VA 24121-6134

Mortgage

Document Number	0220002112
Date	Feb 23, 2022
Instrument	220002112

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Aug 31, 2017
Property Address	1309 GATE LN, MONETA, VA 24121-6134
Document Number	0170008143
Instrument Date	Aug 29, 2017
Instrument	170008143
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ACQUISITION TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1309 Gate Ln was $1,176 with an additional exemption.

Source: Bedford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,176.00 Additional exemption filed	$287,000 Land $50,000 Building $237,000
2023	$1,176.00 Additional exemption filed	$143,500	$287,000 Land $50,000 Building $237,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1309 Gate Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1309 Gate Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gate Ln

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