1309 Franklin St, Johnstown, PA 15905 Property Records

Cambria County property record for 1309 Franklin St, Johnstown, PA 15905

Property Summary

Property Type	Single Family Home
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$73,900 (Apr 2021)
Tax Bill	$633 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`78-024.-116.000`

Property Details

APN / Parcel Number

Primary APN	`78-024.-116.000`
Alternative APN	`078 004140`

Exterior

Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Location & Zoning

Street Address	1309 FRANKLIN ST
City	JOHNSTOWN
State	PA
Zip	15905-4617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50 X 120 H
Jurisdiction	CAMBRIA PA
Township / Civil Division	JOHNSTOWN
Census Block Group	1
Census Block	1013
Census Tract	700

Owner

1309 Franklin St is owned and occupied by an individual who bought it in April 2021.

Source: Cambria County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1309 FRANKLIN ST, JOHNSTOWN, PA 15905-4617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage REDEVELOPMENT AUTHORITY JOHNSTOWN CITY
Nov 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 12, 2021	Deed, Transfer · Stand-Alone First Mortgage FIRST COMMONWEALTH BANK
Nov 29, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2021 · Amount on File
Deed Sale	Apr 12, 2021 · Amount on File
Prior Sale	Nov 29, 2017 · Amount on File
Deed Document Number	20214016
Prior Transfer Date	Jul 14, 2006
Prior Transfer Doc	2151001341
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	1309 FRANKLIN ST, JOHNSTOWN, PA 15905-4617
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300002467
Date	Mar 22, 2023
Instrument	2023-00002467

Lender

Name	REDEVELOPMENT AUTHORITY JOHNSTOWN CITY
Type	Government Agency
Address	416 MAIN ST, JOHNSTOWN, PA 15901

Agreement

Amount	Amount on Record

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	1309 FRANKLIN ST, JOHNSTOWN, PA 15905-4617
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700013375
Date	Nov 29, 2017
Instrument	2017-00013375

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2032

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMBRIA PA
Recording Date	Apr 12, 2021
Property Address	1309 FRANKLIN ST, JOHNSTOWN, PA 15905-4617
Document Number	2021000004016
Instrument Date	Apr 9, 2021
Instrument	20210-00004016
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 FRANKLIN ST, JOHNSTOWN, PA 15905-4617

Mortgage

Document Number	21000004017
Date	Apr 12, 2021
Instrument	210-00004017

Lender

Name	FIRST COMMONWEALTH BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMBRIA PA
Recording Date	Nov 29, 2017
Property Address	1309 FRANKLIN ST, JOHNSTOWN, PA 15905-4617
Document Number	20170013374
Instrument Date	Nov 20, 2017
Instrument	2017-0013374
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Amount	Amount on Record
Tax	$1,083.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 FRANKLIN ST, JOHNSTOWN, PA 15905-4617

Tax Assessment & Valuation

The 2026 property tax bill for 1309 Franklin St was $633.

Source: Cambria County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cambria County
Municipality	Johnstown City
Unified School District	Greater Johnstown School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$633.00	$7,640 Land $1,800 Building $5,840
2024	$1,005.00	$7,640 Land $1,800 Building $5,840
1972			$7,640 Land $1,800 Building $5,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1309 Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1978–1996)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1309 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER JOHNSTOWN WA RIVERSIDE serves 49,500 people · EPA ID PA4110034
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	47 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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