1309 E Mill Creek Rd, Todd, NC 28684 Property Records

Ashe County property record for 1309 E Mill Creek Rd, Todd, NC 28684

Property Summary

Property Type	Single Family Home
Details	432 sqft · built 1999
Lot Size	0.595 acres (25,918 sqft)
Owner	Individual Name on Record
Last Sale	$66,000 (Jun 2018)
Tax Bill	$503 (2026)
Deeds & Mortgages	May 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04159-149`

Property Details

APN / Parcel Number

Primary APN	`04159-149`
Alternative APNs	`042944653597` `103201`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	432 sqft Heated Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Rustic
Lot Area	25,918 sqft (0.595 acres)

Location & Zoning

Account Number	103201
Old Parcel Number	04159149
Street Address	1309 E MILL CREEK RD
City	TODD
State	NC
Zip	28684-9423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.595 A RT 1112 (RURAL PAVED)
Jurisdiction	ASHE NC
Township / Civil Division	ELK
Census Block Group	4
Census Block	4021
Census Tract	970701

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1309 E MILL CREEK RD, TODD, NC 28684-9423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jun 22, 2018	Warranty Deed, Transfer AMERIFIRST FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Deed Document Number	20182758
Deed Book / Page	492 / 346
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	1309 E MILL CREEK RD, TODD, NC 28684-9423
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000512/151
Date	May 13, 2020
Book Page	512/151
Instrument	2043

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jun 22, 2018
Property Address	1309 E MILL CREEK RD, TODD, NC 28684-9423
Document Number	000492/346
Book / Page	492 / 346
Instrument Date	Jun 22, 2018
Instrument	000000002758
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 E MILL CREEK RD, TODD, NC 28684-9423

Mortgage

Document Number	0000000492/0000000349
Date	Jun 22, 2018
Book Page	0000000492/0000000349
Instrument	000000002759

Lender

Name	AMERIFIRST FINANCIAL
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$503.00	$99,900 (-) Land $12,700 Building $87,200	$99,900 (-) Land $12,700 Building $87,200
2025	$503.00 (+4.14%)	$99,900 (-) Land $12,700 Building $87,200	$99,900 (-) Land $12,700 Building $87,200
2023	$483.00 (-0.82%)	$99,900 (+62.97%) Land $12,700 Building $87,200	$99,900 (+62.97%) Land $12,700 Building $87,200
2022	$487.00	$61,300 Land $10,000 Building $51,300	$61,300 Land $10,000 Building $51,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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