1309 E J St, Chula Vista, CA 91910 Property Records

San Diego County property record for 1309 E J St, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,871 sqft · built 2000
Lot Size	0.157 acres (6,848 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Jun 2009)
Tax Bill	$7,257 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`640-392-70-00`

Property Details

APN / Parcel Number

Primary APN	`640-392-70-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,871 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	6,848 sqft (0.157 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1309 E J ST
City	CHULA VISTA
State	CA
Zip	91910-8156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC3RS
Legal Description	LOT 111 TR 013279
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013279
Legal Block	1
Legal Lot Number	111
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	13414

Owner

1309 E J St is owned and occupied by an individual who bought it in June 2009.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1309 E J ST, CHULA VISTA, CA 91910-8156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage VICTORIA FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2009 · Amount on File
Deed Sale	Jun 18, 2009 · Amount on File
Prior Sale	Apr 29, 2005 · Amount on File
Deed Document Number	2009331108
Prior Transfer Date	Jun 11, 2009
Prior Transfer Doc	0000331109
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1309 E J ST, CHULA VISTA, CA 91910-8156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000276566
Date	Jul 11, 2019
Instrument	2019-0276566

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 29, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1309 E J ST, CHULA VISTA, CA 91910-8156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000428289
Date	Aug 4, 2020
Instrument	2020-0428289

Lender

Name	VICTORIA FINANCIAL CORP
Type	Mortgage Company
Address	SAN GABRIEL, CA 91776

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1309 E J St was $7,257 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$610,766 (+2%) Land $296,284 Building $314,482
2025	$7,257.00 Homeowner's exemption	$598,791 Land $290,475 Building $308,316
2023	$8,995.00 (+3.28%) Homeowner's exemption	$575,542 Land $279,197 Building $296,345
2022	$8,709.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1309 E J St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1309 E J St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 718 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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