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1309 E 3rd St, O Fallon, IL 62269 Property Records

St. Clair County property record for 1309 E 3rd St, O Fallon, IL 62269 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4 Baths
Year BuiltBuilt 1997
Square Footage1,148 sqft Living Area
Lot Size14,810 sqft (0.34 acres)
GarageMixed, 624 sqft
OccupancyOwner Occupied
Last Sale$410,000 (2026)
Tax Bill$7,172.00 (2024)

Property Details

APN / Parcel Number

Primary APN04-28-0-311-001

Interior

Full Baths4 Baths
Building Area1,148 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1997
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area14,810 sqft (0.34 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area624 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area144 sqft Shed
Patio Area372 sqft Patio
Porch Area656 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address1309 E 3RD ST
CityO FALLON
StateIL
Zip62269-3051
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKEWOOD ESTATES 2NDADD LOT/SEC-52 DOC A02600270
Legal SubdivisionLAKEWOOD ESTATES
Legal Block311
Legal Lot Number52
JurisdictionST CLAIR IL
Minor Civil DivisionO'FALLON
Census Blockgroup3
Census Block3021
Census Tract504352

Owner

Source: St. Clair County records · APN 04-28-0-311-001

Assessment roll updated August 28, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1309 E 3RD ST, O FALLON, IL 62269-3051
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
NAVY FCU
Apr 29, 2026Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK
Dec 28, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 29, 2026 · Amount on Record
Deed SaleApr 29, 2026 · Amount on Record
Prior SaleDec 28, 2018 · Amount on Record
Deed Doc Number20262881947
Prior Transfer DateNov 29, 2001
Prior Transfer Doc00A1649919
Record RefreshedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address1309 E 3RD ST, O FALLON, IL 62269-3051
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A02733727
DateJan 19, 2022
InstrumentA02733727
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateApr 29, 2026
Property Address1309 E 3RD ST, O FALLON, IL 62269-3051
Document Number0002881947
Instrument DateApr 29, 2026
Instrument2026.2881947
Transaction TypeTransfer
Record UpdatedMay 15, 2026
Title CompanyADVANCED TITLE SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$62,115.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1309 E 3RD ST, O FALLON, IL 62269-3051

Mortgage

DateApr 29, 2026
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateDec 28, 2018
Property Address1309 E 3RD ST, O FALLON, IL 62269-3051
Document Number00A2600270
Instrument DateDec 22, 2018
Instrument2600270
Transaction TypeTransfer
Record UpdatedFeb 01, 2019
Title CompanyFIRST AMERICAN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$304.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1309 E 3RD ST O FALLON IL 622693051, O FALLON, IL 62269-3051

Mortgage

Document NumberA2600271
DateDec 28, 2018
Instrument2600271
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueDec 27, 2048
Interest
Rate4.62%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$7,172.00$104,392 (+23.26%) Land $15,604 Building $88,788$313,176 (+23.26%) Land $46,812 Building $266,364
2022$84,691 Land $12,732 Building $71,959$254,073 Land $38,196 Building $215,877

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