1309 Doctors Rd, Louisa, VA 23093 Property Records

Louisa County property record for 1309 Doctors Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 984 sqft · built 1989
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on Record
Last Sale	$272,500 (Jun 2026)
Tax Bill	$1,778 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11 5 4`

Property Details

APN / Parcel Number

Primary APN	`11 5 4`
Alternative APNs	`9779` `9467`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	56,628 sqft (1.3 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Deck Area	72 sqft
Shed	1 Shed
Shed Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9467
Street Address	1309 DOCTORS RD
City	LOUISA
State	VA
Zip	23093-6138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	WM A COOKE SUBD RT 639 (MATHEWS) PB 1204/512 LOT 4 DB 1505/803 1.298 AC
Legal Subdivision	WM A COOKE SUBD
Legal Lot Number	4
Jurisdiction	LOUISA VA
Township / Civil Division	GREEN SPRING
Census Block Group	1
Census Block	1002
Census Tract	950303

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1309 DOCTORS RD, LOUISA, VA 23093-6138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 2, 2026	Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE, LTD.
Jun 2, 2026	Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE
Apr 21, 2017	Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Apr 21, 2017 · Amount on Record
Deed Document Number	20265206
Deed Book / Page	2091 / 510
Prior Transfer Date	May 4, 2013
Prior Transfer Doc	0000002937
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	1309 DOCTORS RD, LOUISA, VA 23093-6138
Transaction Type	Mortgage
Record Updated	Jun 26, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001876/460
Date	Dec 1, 2022
Book Page	1876/460
Instrument	202200011847

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Nov 1, 2062

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 2, 2026
Property Address	1309 DOCTORS RD, LOUISA, VA 23093-6138
Document Number	0000005206
Book / Page	2091 / 510
Instrument Date	May 21, 2026
Instrument	20265206
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,522.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 DOCTORS RD, LOUISA, VA 23093-6138

Mortgage

Document Number	0000005207,
Date	Jun 2, 2026
Instrument	20265207

Lender

Name	ENVOY MORTGAGE, LTD.

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 2, 2026
Property Address	1309 DOCTORS RD, LOUISA, VA 23093-6138
Document Number	002091/510
Book / Page	2091 / 510
Instrument Date	May 21, 2026
Instrument	20265206
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,522.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 DOCTORS RD, LOUISA, VA 23093-6138

Mortgage

Document Number	0000005207,
Date	Jun 2, 2026
Instrument	20265207

Lender

Name	ENVOY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 21, 2017
Property Address	1309 DOCTORS RD, LOUISA, VA 23093-6138
Document Number	01505/0803
Book / Page	1505 / 0803
Instrument Date	Apr 19, 2017
Instrument	170003400
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	WFG NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 DOCTORS RD, LOUISA, VA 23093-6138

Mortgage

Document Number	01505/0807
Date	Apr 21, 2017
Book Page	1505/0807
Instrument	170003401

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,888 (+6.43%) Land $48,300 Building $214,588	$262,888 (+6.43%) Land $48,300 Building $214,588
2025	$1,778.00 (+7.11%)	$247,000 (+15.64%) Land $38,700 Building $208,300	$247,000 (+15.64%) Land $38,700 Building $208,300
2024	$1,660.00 (+124.93%)
2023		$213,600 Land $30,300 Building $183,300
2022	$738.00		$213,600 Land $30,300 Building $183,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Doctors Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures