Berkeley County property record for 1309 Discovery Dr, Ladson, SC 29456
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,593 sqft · built 2018 |
| Lot Size | 0.157 acres (6,849 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $339,900 (Nov 2022) |
| Tax Bill | $1,411 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 242-03-06-037 |
| Primary APN | 242-03-06-037 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,593 sqft Finished Area |
| 1st Floor Area | 706 sqft |
| 2nd Floor Area | 887 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,849 sqft (0.157 acres) |
| Garage Area | 400 sqft |
| Porch | Patio |
| Porch Area | 224 sqft |
| Street Address | 1309 DISCOVERY DR |
|---|---|
| City | LADSON |
| State | SC |
| Zip | 29456-3039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | LOT 702HUNTERS BEND PH 7B |
| Legal Subdivision | HUNTERS BEND P7-8 |
| Legal Lot Number | 702H |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 20716 |
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1309 DISCOVERY DR, LADSON, SC 29456-3039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Mar 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Nov 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Sep 7, 2018 | Deed, Subdivision Related Transfer · FHA Mortgage AMERIS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2022 · Amount on Record |
| Deed Sale | Nov 1, 2022 · Amount on Record |
| Prior Sale | Sep 7, 2018 · Amount on Record |
| Deed Document Number | 202241711 |
| Deed Book / Page | 4404 / 698 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 1309 DISCOVERY DR, LADSON, SC 29456-3039 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 04503/0020 |
|---|---|
| Date | Mar 13, 2023 |
| Book Page | 4503/20 |
| Instrument | 2023007002 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Nov 1, 2022 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | Other |
| Max Rate | 11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Nov 1, 2022 |
| Property Address | 1309 DISCOVERY DR, LADSON, SC 29456-3039 |
| Document Number | 04404/0698 |
| Book / Page | 4404 / 698 |
| Map Reference | CAB S PG 119Q-120Q |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2022041711 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $884.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1309 DISCOVERY DR, LADSON, SC 29456-3039 |
| Document Number | 04404/0705 |
|---|---|
| Date | Nov 1, 2022 |
| Book Page | 4404/705 |
| Instrument | 2022041712 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Sep 7, 2018 |
| Property Address | 1309 DISCOVERY DR, LADSON, SC 29456-3039 |
| Document Number | 02841/0529 |
| Book / Page | 2841 / 0529 |
| Map Reference | CAB S PG 119Q&120Q |
| Instrument Date | Sep 6, 2018 |
| Instrument | 2018031136 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $834.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1309 DISCOVERY DR, LADSON, SC 29456-3039 |
| Document Number | 2018031137 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 2018031137 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,500 (+2,475.87%) Land $65,000 Building $274,500 | $339,500 (+3.03%) Land $65,000 Building $274,500 | |
| 2025 | $1,411.00 (+4.21%) | $13,180 (-) Land $2,600 Building $10,580 | $329,500 (-) Land $65,000 Building $264,500 |
| 2024 | $1,354.00 (+20.89%) Homeowner's exemption | $13,180 (-32.05%) Land $2,600 Building $10,580 | $329,500 (+1.92%) Land $65,000 Building $264,500 |
| 2022 | $1,120.00 | $19,398 Land $3,780 Building $15,618 | $323,300 Land $63,000 Building $260,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 10 (1989–2021) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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