Clay County property record for 1309 Cutlass Rd, Orange Park, FL 32065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,846 sqft · built 1994 |
| Lot Size | 0.243 acres (10,576 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,867 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-04-25-007969-094-67 |
| Primary APN | 21-04-25-007969-094-67 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,846 sqft Living Area |
| Gross Area | 2,207 sqft |
| 1st Floor Area | 1,846 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,576 sqft (0.243 acres) |
| Garage Type | Attached |
| Garage Area | 361 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 260 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1309 CUTLASS RD |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-6674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 67 BEAR RUN UNIT 6 AS REC OR 1716 PG 123; 3708 PG 1693&3744 PG 1200 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 21 |
| Legal Subdivision | BEAR RUN UNIT 6 |
| Legal Lot Number | 67 |
| Legal Unit | 6 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 30903 |
1309 Cutlass Rd is owner-occupied and held in a trust since July 2026.
Source: Clay County records, as of September 22, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1309 CUTLASS RD, ORANGE PARK, FL 32065-6674 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 20, 2026 |
| Transfer Doc | 0000040423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 13, 2026 |
| Property Address | 1309 CUTLASS RD, ORANGE PARK, FL 32065-6674 |
| Document Number | 0000040423 |
| Book / Page | 5076 / 1120 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202640423 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 1309 CUTLASS RD, ORANGE PARK, FL 32065-6674 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1309 CUTLASS RD, ORANGE PARK, FL 32065-6674 |
| Document Number | 0040900075 |
| Instrument Date | May 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1309 CUTLASS RD ORANGE PARK FL 320656674, ORANGE PARK, FL 32065-6674 |
| Document Number | 0040900075 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 004090/000075 |
| Instrument | 28397 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 3, 2028 |
The 2025 property tax bill for 1309 Cutlass Rd was $1,867, up 5.1% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,867.00 (+5.06%) | $162,598 | $281,646 Land $40,000 Building $241,646 |
| 2024 | $1,777.00 (-13.49%) | ||
| 2023 | $2,054.00 (+9.49%) Homeowner's exemption | $153,414 (+3%) | $281,649 (+16.35%) Land $40,000 Building $241,649 |
| 2022 | $1,876.00 Homeowner's exemption | $148,946 | $242,068 Land $35,000 Building $207,068 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1309 Cutlass Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 4 (2009–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1309 Cutlass Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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