1309 Coleridge Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 1309 Coleridge Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Apr 2026)
Tax Bill	$11,095 (2025)
Deeds & Mortgages	Apr 2026 Foreclosure Apr 2024 Sale + 4 more
APN	`03-13-0-103-019`

Property Details

APN / Parcel Number

Primary APN	`03-13-0-103-019`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	1309 COLERIDGE CT
City	O FALLON
State	IL
Zip	62269-7421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR CREEK PHASE 4B LOT 104 A02811682
Legal Subdivision	WINDSOR CREEK
Legal Phase	4B
Legal Block	103
Legal Lot Number	104
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	3
Census Block	3027
Census Tract	503404

Owner

1309 Coleridge Ct is owned and occupied by an individual who bought it in April 2026.

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1309 COLERIDGE CT, O FALLON, IL 62269-7421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Trustee's Deed, Foreclosure · Construction Mortgage DELMAR FINANCIAL COMPANY
Apr 26, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 6, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Dec 16, 2020	Loan Modification, Mortgage CITIZENS CMNTY BK
Dec 30, 2019	Deed of Trust, Construction Loan · Line of Credit CITIZENS CMNTY BK
Aug 3, 2019	Loan Modification, Mortgage CITIZENS CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2026 · Amount on File
Deed Sale	Apr 28, 2026 · Amount on File
Prior Sale	Aug 6, 2021 · Amount on File
Deed Document Number	20262881743
Prior Transfer Date	Apr 22, 2024
Prior Transfer Doc	0002811682
Record Updated	Oct 29, 2026

April 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 28, 2026
Property Address	1309 COLERIDGE CT, O FALLON, IL 62269-7421
Document Number	0002881743
Instrument Date	Apr 21, 2026
Instrument	20262881743
Transaction Type	Foreclosure
Record Updated	Aug 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,477.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 COLERIDGE CT, O FALLON, IL 62269-7421

Mortgage

Date	Apr 28, 2026

Lender

Name	DELMAR FINANCIAL COMPANY

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 26, 2024
Property Address	1309 COLERIDGE CT, O FALLON, IL 62269-7421
Document Number	0A02811682
Map Reference	DOC A02503606
Instrument Date	Apr 22, 2024
Instrument	A02811682
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1309 COLERIDGE CT, O FALLON, IL 62269-7421

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 6, 2021
Property Address	1309 COLERIDGE CT, O FALLON, IL 62269-7421
Document Number	0A02711342
Instrument Date	Jul 30, 2021
Instrument	A02711342
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2023
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$556.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12525 NATIVE HILL DR, CHOCTAW, OK 73020-2130

Mortgage

Document Number	0A02711343
Date	Aug 6, 2021
Instrument	A02711343

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

Interest

Rate	2.25%

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	1309 COLERIDGE CT, O FALLON, IL 62269-7421
Document Number	00A2680346
Instrument Date	Dec 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1309 COLERIDGE CT O FALLON IL 622697421, O FALLON, IL 62269-7421

Mortgage

Document Number	00A2680346
Date	Dec 18, 2020
Instrument	2680346

Lender

Name	CITIZENS CMNTY BK
Type	Bank
Address	FREEBURG, IL 62243

Agreement

Term	12 Months
Due	Dec 17, 2021

December 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Dec 30, 2019
Property Address	1309 COLERIDGE CT, O FALLON, IL 62269-7421
Document Number	00A2637714
Instrument Date	Dec 16, 2019
Instrument	2637714
Transaction Type	Construction Loan
Record Updated	Feb 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1309 COLERIDGE CT O FALLON IL 622697421, O FALLON, IL 62269-7421
Investor	Possibly a Property Investor

Mortgage

Document Number	00A2637714
Date	Dec 30, 2019
Instrument	2637714

Lender

Name	CITIZENS CMNTY BK
Type	Bank
Address	FREEBURG, IL 62243

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 29, 2020

Interest

Rate Type	Adjustable Rate
Rate	5.5%

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	1309 COLERIDGE CT, O FALLON, IL 62269-7421
Document Number	00A2622617
Instrument Date	Aug 3, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1317 COLERIDGE CT O FALLON IL 622697421, O FALLON, IL 62269-7421

Mortgage

Document Number	00A2622617
Date	Aug 15, 2019
Instrument	2622617

Lender

Name	CITIZENS CMNTY BK
Type	Bank
Address	FREEBURG, IL 62243

Agreement

Term	12 Months
Due	Aug 14, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 1309 Coleridge Ct was $11,095 with a homeowner's exemption, up 9.2% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,095.00 (+9.25%) Homeowner's exemption	$163,372 (+10.11%) Land $23,118 Building $140,254	$490,116 (+10.11%) Land $69,354 Building $420,762
2024	$10,156.00	$148,371 Land $20,995 Building $127,376	$445,113 Land $62,985 Building $382,128
2022		$125,547 Land $18,206 Building $107,341	$376,641 Land $54,618 Building $322,023

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1309 Coleridge Ct; there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1309 Coleridge Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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