1309 Cliff Dr, Graham, TX 76450 Property Records

Young County property record for 1309 Cliff Dr, Graham, TX 76450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,870 sqft · built 1983
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$160,500 (Mar 2017)
Tax Bill	$5,954 (2026)
Deeds & Mortgages	Feb 2026 Second Mortgage Mar 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01270-0000-0235`

Property Details

APN / Parcel Number

Primary APN	`01270-0000-0235`
Alternative APN	`2267`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,870 sqft Total Area
1st Floor Area	1,870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	132 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	598 sqft
Porch	Porch
Porch Area	112 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1309 CLIFF DR
City	GRAHAM
State	TX
Zip	76450-4105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING HILLS 2ND - LOT 49 & SOUTH 1/2 OF LOT 50
Legal Subdivision	ROLLING HILLS SECOND ADDITION
Legal Lot Number	49,50
Jurisdiction	YOUNG TX
Township / Civil Division	GRAHAM
Census Block Group	5
Census Block	5007
Census Tract	950600

Owner

1309 Cliff Dr is owned and occupied by two individuals who bought it in March 2017.

Source: Young County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1309 CLIFF DR, GRAHAM, TX 76450-4105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Vendor's Lien, Transfer · Stand-Alone Second Mortgage CIERA BANK
Mar 3, 2017	Vendor's Lien, Transfer · VA Mortgage NAVY FCU
Aug 17, 2015	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage COMMUNITY BANKERS MORTGAGE
Jun 4, 2014	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2017 · Amount on File
Deed Sale	Mar 3, 2017 · Amount on File
Prior Sale	Aug 17, 2015 · Amount on File
Deed Document Number	2017588
Prior Transfer Date	Jun 3, 2014
Prior Transfer Doc	1169/686
Record Updated	Oct 29, 2026

February 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	YOUNG TX
Recording Date	Feb 23, 2026
Property Address	1309 CLIFF DR, GRAHAM, TX 76450-4105
Document Number	0026000453
Instrument Date	Feb 17, 2026
Instrument	26000453
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	BRAVO TITLE LLC, BRAZOS TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1572, GRAHAM, TX 76450-7572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 CLIFF DR, GRAHAM, TX 76450-4105

Mortgage

Document Number	0026000458
Date	Feb 23, 2026
Instrument	26000458

Lender

Name	CIERA BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	YOUNG TX
Recording Date	Mar 3, 2017
Property Address	1309 CLIFF DR, GRAHAM, TX 76450-4105
Document Number	0017000588
Map Reference	VOL 1 PG 312
Instrument Date	Mar 3, 2017
Instrument	17000588
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	BRAVO TITLE LLC, BRAZOS TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 CLIFF DR, GRAHAM, TX 76450-4105

Mortgage

Document Number	0017000589
Date	Mar 3, 2017
Instrument	17000589

Lender

Name	NAVY FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

August 2015: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	YOUNG TX
Recording Date	Aug 17, 2015
Property Address	1309 CLIFF DR, GRAHAM, TX 76450-4105
Document Number	01188/4295
Book / Page	1188 / 4295
Map Reference	MB 1 PG 312
Instrument Date	Aug 12, 2015
Instrument	6206
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 25, 2026
Title Company	BRAVO TITLE LLC, BRAZOS TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1115 EASTSIDE LAKE RD, GRAHAM, TX 76450-6916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 CLIFF DR, GRAHAM, TX 76450-4105

Mortgage

Document Number	0000006207
Date	Aug 17, 2015
Instrument	6207

Lender

Name	COMMUNITY BANKERS MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2045

June 2014: Foreclosure

Document Type	Foreclosure
Jurisdiction	YOUNG TX
Recording Date	Jun 4, 2014
Property Address	1309 CLIFF DR, GRAHAM, TX 76450-4105
Document Number	001169/686
Book / Page	1169 / 686
Map Reference	MB1 PG312
Instrument Date	Jun 3, 2014
Instrument	1668
Transaction Type	Foreclosure
Record Updated	Mar 25, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1988, GRAHAM, TX 76450-7988

Tax Assessment & Valuation

The 2026 property tax bill for 1309 Cliff Dr was $5,954 with exemptions applied, up 2.2% from the year before.

Source: Young County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Graham City
County	Young County
Unified School District	Graham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,954.00 (+2.16%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$230,738 (-0.26%)	$296,320 (+28.08%) Land $30,490 Building $265,830
2025	$5,828.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$231,350 Land $30,490 Building $200,860	$231,350 Land $30,490 Building $200,860
2023		$202,150 Land $29,630 Building $172,520	$202,150 Land $29,630 Building $172,520
2022	$3,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1309 Cliff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1309 Cliff Dr is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 75% of Texas
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAHAM serves 8,718 people · EPA ID TX2520001
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brazos Communications Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25
Nextlink Fixed Wireless	500 / 100
New Source Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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