1309 Chase Ave, Cincinnati, OH 45223 Property Records

Hamilton County property record for 1309 Chase Ave, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,523 sqft · built 1889
Lot Size	0.073 acres (3,180 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Jun 2021)
Tax Bill	$3,488 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Apr 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`221-0019-0279-00`

Property Details

APN / Parcel Number

Primary APN	`221-0019-0279-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,523 sqft Living Area
Gross Area	3,186 sqft
1st Floor Area	931 sqft
2nd Floor Area	1,592 sqft
Basement Area	663 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,180 sqft (0.073 acres)
Lot Dimensions	125 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1309 CHASE AVE
City	CINCINNATI
State	OH
Zip	45223-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	1309 CHASE ST 25 X 125 LOT 3 J C LUDLOW EST SUB
Legal Subdivision	LUDLOW EST SUB
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1009
Census Tract	7400

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1309 CHASE AVE, CINCINNATI, OH 45223-1827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Warranty Deed, Transfer · Conventional Mortgage STOCK YARDS BANK & TRUST CO
Apr 24, 2020	Warranty Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LNDG
Apr 24, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jun 8, 2017	Warranty Deed, Transfer SOPHIE MONTEIRO
May 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOPHIE MONTEIRO
Apr 27, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Apr 24, 2020 · Amount on Record
Deed Document Number	202176846
Deed Book / Page	14445 / 596
Prior Transfer Date	May 2, 2012
Prior Transfer Doc	0000000963
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 24, 2021
Property Address	1309 CHASE AVE, CINCINNATI, OH 45223-1827
Document Number	0000076846
Book / Page	14445 / 596
Map Reference	MB 2 PG 134
Instrument Date	Jun 15, 2021
Instrument	2021-0076846
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,095.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1309 CHASE AVE, CINCINNATI, OH 45223-1827

Mortgage

Document Number	0000076847
Date	Jun 24, 2021
Instrument	2021-0076847

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	10.7%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 24, 2020
Property Address	1309 CHASE AVE, CINCINNATI, OH 45223-1827
Document Number	0000037868
Book / Page	014154 / 000401
Instrument Date	Mar 27, 2020
Instrument	37868
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,196.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 CHASE AVE CINCINNATI OH 452231827, CINCINNATI, OH 45223-1827

Mortgage

Document Number	37869
Date	Apr 24, 2020
Book Page	015154/000403
Instrument	37869

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 24, 2020
Property Address	1309 CHASE AVE, CINCINNATI, OH 45223-1827
Document Number	0000037867
Book / Page	014154 / 000399
Instrument Date	Mar 23, 2020
Instrument	37867
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1309 CHASE AVE CINCINNATI OH 452231827, CINCINNATI, OH 45223-1827

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 8, 2017
Property Address	1309 CHASE AVE, CINCINNATI, OH 45223-1827
Document Number	0000001132
Map Reference	MB 2 PG 134
Instrument Date	May 31, 2017
Instrument	17-0051132
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 CHASE AVE, CINCINNATI, OH 45223-1827
Investor	Possibly a Property Investor

Mortgage

Document Number	0000051139
Date	Jun 8, 2017
Instrument	17-0051139

Lender

Name	SOPHIE MONTEIRO
Type	Private Party
Address	4309 KUGLER MILL RD, CINCINNATI, OH 45236

Agreement

Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1309 CHASE AVE, CINCINNATI, OH 45223-1827
Document Number	0000059777
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6240 HAMILTON AVE #1 CINCINNATI OH 452242000, 1, CINCINNATI, OH 45224-2000

Mortgage

Document Number	0000059777
Date	Jul 3, 2017
Book Page	013451/002655
Instrument	59777

Lender

Name	SOPHIE MONTEIRO
Address	4309 KUGLER MILL RD, CINCINNATI, OH 45236-1820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 27, 2017
Property Address	1309 CHASE AVE, CINCINNATI, OH 45223-1827
Document Number	0000037254
Book / Page	013405 / 000586
Instrument Date	Apr 24, 2017
Instrument	37254
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 58731 CINCINNATI OH 452580731, CINCINNATI, OH 45258-0731

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,488.00 (+38.91%)	$133,732 (+4.68%) Land $23,205 Building $110,527	$382,090 (-) Land $66,300 Building $315,790
2024	$2,511.00 (-2.22%)	$127,750 (-) Land $23,205 Building $104,545
2023	$2,568.00 (+14.8%)	$127,750 (-) Land $23,205 Building $104,545	$382,090 (+4.68%) Land $66,300 Building $315,790
2022	$2,237.00 Homeowner's exemption	$127,750 Land $12,005 Building $115,745
2020			$365,000 Land $34,300 Building $330,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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