1309 Chadbourne Dr, Davis, IL 61019 Property Records

Winnebago County property record for 1309 Chadbourne Dr, Davis, IL 61019

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Nov 2025)
Tax Bill	$4,830 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Aug 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-252-022`

Property Details

APN / Parcel Number

Primary APN	`05-06-252-022`
Alternative APNs	`506252022` `330A278`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	1309 CHADBOURNE DR
City	DAVIS
State	IL
Zip	61019-9638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-SAYBROOK SEC 7 LOT 1309
Legal Subdivision	CORRECTED FINAL PLAT 2
Legal Lot Number	1309
Jurisdiction	WINNEBAGO IL
Township / Civil Division	LAONA
Census Block Group	1
Census Block	1006
Census Tract	4100

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2800 S GRAND BLVD, 103, SAINT LOUIS, MO 63118-1007
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 26, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 14, 2023	Warranty Deed, Transfer NOT AVAILABLE, MTS
Aug 1, 2019	Warranty Deed, Transfer PLAZA HM MTG
Jan 19, 2018	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Prior Sale	Mar 14, 2023 · Amount on Record
Deed Document Number	202528833
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 4, 2025
Property Address	1309 CHADBOURNE DR, DAVIS, IL 61019-9638
Document Number	0000028833
Map Reference	PB 32 PG 262-270
Instrument Date	Oct 29, 2025
Instrument	2528833
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1309 CHADBOURNE DR, DAVIS, IL 61019-9638

Mortgage

Document Number	0000028834
Date	Nov 4, 2025
Instrument	2528834

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.5%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1309 CHADBOURNE DR, DAVIS, IL 61019-9638
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021710
Date	Aug 26, 2025
Instrument	2521710

Lender

Name	FIGURE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2055

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 14, 2023
Property Address	1309 CHADBOURNE DR, DAVIS, IL 61019-9638
Document Number	0000005409
Map Reference	BK32 PG262-270
Instrument Date	Mar 3, 2023
Instrument	2305409
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	NOT AVAILABLE, MTS

Transaction

Amount	Amount Recorded
Tax	$244.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1309 CHADBOURNE DR, DAVIS, IL 61019-9638

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 1, 2019
Property Address	1309 CHADBOURNE DR, DAVIS, IL 61019-9638
Document Number	0001025680
Instrument Date	Jul 26, 2019
Instrument	1025680
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 CHADBOURNE DR DAVIS IL 610199638, DAVIS, IL 61019-9638

Mortgage

Document Number	1025681
Date	Aug 1, 2019
Instrument	1025681

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Interest

Rate	3.75%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 19, 2018
Property Address	1309 CHADBOURNE DR, DAVIS, IL 61019-9638
Document Number	0001001876
Instrument Date	Jan 7, 2018
Instrument	1001876
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5667 NORTHCLIFFE LN ROCKFORD IL 611146484, ROCKFORD, IL 61114-6484

Mortgage

Document Number	1001877
Date	Jan 19, 2018
Instrument	1001877

Lender

Name	BLACKHAWK BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2048

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Laona Township
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,830.00 (+2.59%)	$69,584 (+10.73%) Land $4,209 Building $65,375	$208,752 (+10.73%) Land $12,627 Building $196,125
2024	$4,708.00	$62,841 (+48%) Land $3,801 Building $59,040	$188,523 (+48%) Land $11,403 Building $177,120
2022	Homeowner's exemption	$42,459 Land $2,906 Building $39,553	$127,377 Land $8,718 Building $118,659

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LiteWire.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chadbourne Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures