1309 Cedar St, Bismarck, MO 63624 Property Records

St. Francois County property record for 1309 Cedar St, Bismarck, MO 63624

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,922 sqft · built 1949
Lot Size	0.698 acres (30,405 sqft)
Owner	2 Individual Names on File
Last Sale	$105,121 (Mar 2025)
Tax Bill	$913 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-30-6B-12-004-0010.00`

Property Details

APN / Parcel Number

Primary APN	`15-30-6B-12-004-0010.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,922 sqft Living Area
Attic	Attic
Attic Area	498 sqft
Basement Area	1,424 sqft
Unfinished Basement	1,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	A-Frame
Construction Type	Frame
Roof Material	Asphalt
Lot Area	30,405 sqft (0.698 acres)
Lot Dimensions	152 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	774 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	117 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1309 CEDAR ST
City	BISMARCK
State	MO
Zip	63624-8904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLARKSONS ADDN TO BISMARCK LOTS 4 THRU 7 BLOCK 1
Legal Range	04
Legal Township	35
Legal Section	06
Legal Subdivision	CLARKSONS ADDN
Legal Block	1
Legal Lot Number	4-7
Jurisdiction	ST FRANCOIS MO
Township / Civil Division	IRON
Census Block Group	1
Census Block	1007
Census Tract	950600

Owner

1309 Cedar St is owned and occupied by two individuals who bought it in March 2025.

Source: St. Francois County records, as of March 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1309 CEDAR ST, BISMARCK, MO 63624-8904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2025 · Amount on File
Deed Sale	Mar 3, 2025 · Amount on File
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST FRANCOIS MO
Recording Date	Mar 3, 2025
Property Address	1309 CEDAR ST, BISMARCK, MO 63624-8904
Document Number	2025R01213
Map Reference	MB 3 PG 40
Instrument Date	Feb 25, 2025
Instrument	2025R-01213
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	UNISOURCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1132 RIVERSTONE CT, DESLOGE, MO 63601-3083

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1309 CEDAR ST, BISMARCK, MO 63624-8904

Mortgage

Document Number	2025R01214
Date	Mar 3, 2025
Instrument	2025R-01214

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1309 Cedar St was $913, up 20.6% from the year before.

Source: St. Francois County assessment roll, as of December 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Bismarck City
County	St. Francois County
Unified School District	Bismarck R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$913.00 (+20.61%)	$15,160 (+24.77%) Land $2,640 Building $12,520	$79,810 Land $13,910 Building $65,900
2024	$757.00 (-0.13%)	$12,150 (-) Land $1,730 Building $10,420
2023	$758.00 (+1.61%)	$12,150 (-) Land $1,730 Building $10,420	$63,940 Land $9,100 Building $54,840
2022	$746.00	$12,150 Land $1,730 Building $10,420
2021			$63,940 Land $9,100 Building $54,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1309 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1309 Cedar St is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 69% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BISMARCK PWS serves 1,475 people · EPA ID MO4010073
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20