1309 Cedar Ave, Cincinnati, OH 45224 Property Records

Hamilton County property record for 1309 Cedar Ave, Cincinnati, OH 45224

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,642 sqft · built 1914
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$97,500 (Nov 2012)
Tax Bill	$3,957 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`235-0002-0027-00`

Property Details

APN / Parcel Number

Primary APN	`235-0002-0027-00`
Alternative APN	`0089684`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,642 sqft Living Area
Gross Area	3,084 sqft
1st Floor Area	921 sqft
2nd Floor Area	721 sqft
Attic	Attic
Attic Area	721 sqft
Basement Area	721 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	150 ft deep x 50.5 ft wide
Garage Type	Detached
Garage Area	441 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	105 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1309 CEDAR AVE
City	CINCINNATI
State	OH
Zip	45224-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	1309 CEDAR AVE 50.50 X 150 LOT 19 DR J FERRIS SUB
Legal Subdivision	FERRIS SUB
Legal Lot Number	19
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2012
Census Tract	8201

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1309 CEDAR AVE, CINCINNATI, OH 45224-3005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2012 · Amount on Record
Deed Sale	Nov 9, 2012 · Amount on Record
Prior Sale	Jan 5, 2009 · Amount on Record
Deed Document Number	2012146244
Deed Book / Page	12164 / 2107
Prior Transfer Date	May 16, 2008
Prior Transfer Doc	0000086328
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1309 CEDAR AVE, CINCINNATI, OH 45224-3005
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 CEDAR AVE, CINCINNATI, OH 45224-3005

Mortgage

Document Number	0000108782
Date	Nov 28, 2022
Book Page	14801/1880
Instrument	2022-0108782

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,957.00 (+3.13%)	$64,145 (-) Land $10,388 Building $53,757	$183,270 (-) Land $29,680 Building $153,590
2024	$3,837.00 (-2.22%)	$64,145 (-) Land $10,388 Building $53,757
2023	$3,924.00 (+511.21%)	$64,145 (+58.76%) Land $10,388 Building $53,757	$183,270 (+58.76%) Land $29,680 Building $153,590
2022	$642.00 Homeowner's exemption	$40,405 Land $8,460 Building $31,945
2020			$115,440 Land $24,170 Building $91,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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