1309 Cavendish Dr, Silver Spring, MD 20905 Property Records

Montgomery County property record for 1309 Cavendish Dr, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,963 sqft · built 1987
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Apr 2021)
Tax Bill	$5,630 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-02181607`

Property Details

APN / Parcel Number

Primary APN	`05-02181607`
Alternative APN	`02181607`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,963 sqft Living Area
Gross Area	2,251 sqft
1st Floor Area	1,138 sqft
Basement Area	825 sqft
Finished Basement	825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	72 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02181607
Street Address	1309 CAVENDISH DR
City	SILVER SPRING
State	MD
Zip	20905-7033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	OAK SPRINGS
Legal Subdivision	OAK SPRINGS
Legal Block	4
Legal Lot Number	117
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	5
Census Block	5000
Census Tract	701415

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1309 CAVENDISH DR, SILVER SPRING, MD 20905-7033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
May 22, 2020	Grant Deed, Transfer · Conventional Mortgage DECISIVE INVESTMENT GROUP LLC
Mar 22, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Prior Sale	May 22, 2020 · Amount on Record
Deed Book / Page	62527 / 457
Record Updated	Sep 20, 2026

April 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 13, 2021
Property Address	1309 CAVENDISH DR, SILVER SPRING, MD 20905-7033
Document Number	0625270457
Book / Page	62527 / 457
Map Reference	MB 117 PL 13820
Instrument Date	Nov 16, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2021
Title Company	MILLENNIUM TITLE AND ABSTRACT COMPANY, MILLENNIUM TTL & ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1309 CAVENDISH DR, SILVER SPRING, MD 20905-7033

Mortgage

Document Number	62527462
Date	Apr 13, 2021
Instrument	62527/462

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Dec 1, 2050

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 22, 2020
Property Address	1309 CAVENDISH DR, SILVER SPRING, MD 20905-7033
Document Number	0596420429
Book / Page	059642 / 000429
Instrument Date	May 7, 2020
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	HERITAGE TITLE LIMITED, HERITAGE TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	43120 SHINNECOCK DR SILVER SPRING MD 20904, SILVER SPRING, MD 20904

Mortgage

Document Number	596420434
Date	May 22, 2020
Book Page	059642/000434

Lender

Name	DECISIVE INVESTMENT GROUP LLC
Address	1750 TYSONS BLVD # 1500, MCLEAN, VA 22102-4200

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 22, 2019
Property Address	1309 CAVENDISH DR, SILVER SPRING, MD 20905-7033
Document Number	0573500414
Book / Page	057350 / 000414
Instrument Date	Nov 26, 2018
Transaction Type	Foreclosure
Record Updated	Apr 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$378.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 CAVENDISH DR SILVER SPRING MD 209057033, SILVER SPRING, MD 20905-7033

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,800 (+7.77%) Land $207,900 Building $333,900	$541,800 (-) Land $207,900 Building $333,900
2025	$5,630.00 (+33.98%)	$502,733 (+18.4%)	$541,800 (+27.6%) Land $207,900 Building $333,900
2023		$424,600 Land $207,900 Building $216,700	$424,600 Land $207,900 Building $216,700
2022	$4,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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