1309 Balsam Trl E, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 1309 Balsam Trl E, Eagan, MN 55123

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,315 sqft · built 1977
Lot Size0.282 acres (12,284 sqft)
Owner2 Individual Names on File
Last Sale$398,000 (Aug 2021)
Tax Bill$4,342 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Apr 2021 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN10-84355-03-020

Property Details

APN / Parcel Number

Primary APN10-84355-03-020

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,315 sqft Living Area
Gross Area2,795 sqft
1st Floor Area2,315 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1991
Construction TypeWood
Lot Area12,284 sqft (0.282 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1309 BALSAM TRL E
CitySAINT PAUL
StateMN
Zip55123-1753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILDERNESS RUN 6TH ADD 2 3
Legal SubdivisionWILDERNESS RUN 6TH ADD
Legal Block3
Legal Lot Number20
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group2
Census Block2007
Census Tract60731

Owner

Source: Dakota County records · APN 10-84355-03-020

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1309 BALSAM TRL E, SAINT PAUL, MN 55123-1753
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2021Warranty Deed, Transfer · Conventional Mortgage
LAKE AREA MORTGAGE
Apr 05, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
HIWAY CU
Mar 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Mar 19, 2018Grant Deed, Construction Loan · Construction Mortgage
GUARANTEED RATE
Jun 22, 2017Deed in Lieu of Foreclosure, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 17, 2021 · Amount on Record
Deed SaleAug 17, 2021 · Amount on Record
Prior SaleMar 19, 2018 · Amount on Record
Deed Document Number20213484873
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateAug 17, 2021
Property Address1309 BALSAM TRL E, EAGAN, MN 55123-1753
Document Number0003484873
Instrument DateJul 30, 2021
Instrument3484873
Transaction TypeTransfer
Record UpdatedAug 27, 2021
Title CompanyKNIGHT BARRY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,313.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1309 BALSAM TRL E, EAGAN, MN 55123-1753

Mortgage

Document Number0003484874
DateAug 17, 2021
Instrument3484874
Lender
NameLAKE AREA MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address1309 BALSAM TRL E, EAGAN, MN 55123-1753
Transaction TypeMortgage
Record UpdatedApr 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003452215
DateApr 05, 2021
Instrument3452215
Lender
NameHIWAY CU
TypeCredit Union
AddressSAINT PAUL, MN 55103
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term54 Months
DueOct 01, 2025

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address1309 BALSAM TRL E, EAGAN, MN 55123-1753
Document Number0003360899
Instrument DateMar 18, 2020
Transaction TypeMortgage
Record UpdatedApr 29, 2020
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1309 BALSAM TRL E EAGAN MN 551231753, EAGAN, MN 55123-1753

Mortgage

Document Number0003360899
DateMar 23, 2020
Instrument3360899
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 22, 2040

March 2018: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionDAKOTA MN
Recording DateMar 19, 2018
Property Address1309 BALSAM TRL E, EAGAN, MN 55123-1753
Document Number0003241797
Instrument DateOct 30, 2017
Instrument3241797
Transaction TypeConstruction Loan
Record UpdatedSep 10, 2019
Title CompanySERVICELINK

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$775.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1309 BALSAM TRL E EAGAN MN 551231753, EAGAN, MN 55123-1753

Mortgage

Document Number3241798
DateMar 19, 2018
Instrument3241798
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMar 18, 2048

June 2017: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionDAKOTA MN
Recording DateJun 22, 2017
Property Address1309 BALSAM TRL E, EAGAN, MN 55123-1753
Document Number0003198076
Instrument DateMay 26, 2017
Instrument3198076
Transaction TypeForeclosure
Record UpdatedJul 12, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,342.00$382,700 Land $88,200 Building $294,500$382,700 Land $88,200 Building $294,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2000)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2000 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2000 · 2 claims

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 78% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL
140 / 20

Based on FCC filings for 316 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemEagan
serves 68,223 people
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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