Montgomery County property record for 1309 Atwood Rd, Silver Spring, MD 20906
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,614 sqft · built 1990 |
| Lot Size | 0.372 acres (16,223 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $726,500 (May 2004) |
| Tax Bill | $9,010 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Mar 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02777783 |
| Primary APN | 13-02777783 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,614 sqft Living Area |
| Gross Area | 5,097 sqft |
| 1st Floor Area | 2,029 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,223 sqft (0.372 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02777783 |
|---|---|
| Street Address | 1309 ATWOOD RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-2073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | LAYHILL VIEW |
| Legal Subdivision | LAYHILL VIEW |
| Legal Block | 13 |
| Legal Lot Number | 26 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 703223 |
1309 Atwood Rd is owned and occupied by two individuals who bought it in May 2004.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1309 ATWOOD RD, SILVER SPRING, MD 20906-2073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK |
| Mar 21, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SANDY SPRING BANK |
| Aug 21, 2018 | Deed of Trust, Mortgage · ARM SANDY SPRING BANK |
| Jul 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2004 · Amount on File |
| Deed Sale | May 25, 2004 · Amount on File |
| Deed Document Number | 20046630 |
| Deed Book / Page | 27494 / 255 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1309 ATWOOD RD, SILVER SPRING, MD 20906-2073 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 1309 ATWOOD RD, SILVER SPRING, MD 20906-2073 |
| Document Number | 0696900003 |
|---|---|
| Date | Oct 9, 2025 |
| Book Page | 69690/3 |
| Name | ATLANTIC UNION BANK |
|---|---|
| Type | Bank |
| Address | SILVER SPRING, MD 20904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 20, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1309 ATWOOD RD, SILVER SPRING, MD 20906-2073 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|
| Document Number | 0539940186 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 53994/186 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Feb 21, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1309 ATWOOD RD, SILVER SPRING, MD 20906-2073 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | PROPERTY TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0564970233 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 56497/233 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | FAIRFAX, VA 22033 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 9.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1309 ATWOOD RD, SILVER SPRING, MD 20906-2073 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | PROPERTY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0579010300 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 57901/300 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 1309 Atwood Rd was $9,010.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $793,433 (+1%) | $809,100 (+2.99%) Land $190,500 Building $618,600 | |
| 2025 | $9,010.00 | $785,600 Land $190,500 Building $595,100 | $785,600 Land $190,500 Building $595,100 |
| 2023 | $670,800 | $785,600 Land $190,500 Building $595,100 | |
| 2022 | $6,603.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1309 Atwood Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1309 Atwood Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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