1309 Armstead Cir, Monroe, GA 30655 Property Records

Walton County property record for 1309 Armstead Cir, Monroe, GA 30655

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,624 sqft · built 2004
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (May 2026)
Tax Bill	$3,807 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M0060-037`

Property Details

APN / Parcel Number

Primary APN	`M0060-037`
Alternative APN	`15216`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,624 sqft Heated Area
1st Floor Area	928 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Terrain	Low
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	15216
Street Address	1309 ARMSTEAD CIR
City	MONROE
State	GA
Zip	30655-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#1B MTN VIEW EST .57AC
Legal Subdivision	MOUNTAIN VIEW EST
Legal Block	B
Legal Lot Number	1
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1023
Census Tract	110400

Owner

1309 Armstead Cir is owned and occupied by an individual who bought it in May 2026.

Source: Walton County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1309 ARMSTEAD CIR, MONROE, GA 30655-1709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Limited Warranty Deed, Transfer · Conventional Mortgage SOUTHEAST MORTGAGE
Aug 14, 2020	Grant Deed, Transfer · FHA Mortgage ACOPIA
Apr 3, 2017	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Aug 10, 2020 · Amount on File
Deed Document Number	20265443
Deed Book / Page	5633 / 629
Prior Transfer Date	May 3, 2016
Prior Transfer Doc	0039120433
Record Updated	Oct 29, 2026

May 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WALTON GA
Recording Date	May 21, 2026
Property Address	1309 ARMSTEAD CIR, MONROE, GA 30655-1709
Document Number	0000005443
Book / Page	5633 / 629
Instrument Date	May 20, 2026
Instrument	20265443
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 ARMSTEAD CIR, MONROE, GA 30655-1709

Mortgage

Document Number	0000000054,
Date	May 21, 2026
Book Page	5633/631
Instrument	202654

Lender

Name	SOUTHEAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Aug 14, 2020
Property Address	1309 ARMSTEAD CIR, MONROE, GA 30655-1709
Document Number	0046530242
Book / Page	004653 / 000242
Instrument Date	Aug 10, 2020
Instrument	11197
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 ARMSTEAD CIR MONROE GA 306551709, MONROE, GA 30655-1709

Mortgage

Document Number	46530244
Date	Aug 14, 2020
Book Page	004653/000244
Instrument	11198

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Apr 3, 2017
Property Address	1309 ARMSTEAD CIR, MONROE, GA 30655-1709
Document Number	0040510060
Book / Page	004051 / 000060
Instrument Date	Mar 30, 2017
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 ARMSTEAD CIR MONROE GA 306551709, MONROE, GA 30655-1709

Mortgage

Document Number	40510061
Date	Apr 3, 2017
Book Page	004051/000061

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1309 Armstead Cir was $3,807 with a homeowner's exemption.

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Municipality	Monroe City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,807.00 Homeowner's exemption	$113,480 Land $18,000 Building $95,480	$283,700 Land $45,000 Building $238,700
2023	$3,672.00 (-98.99%)	$105,040 (+14.12%) Land $18,000 Building $87,040	$262,600 (+14.12%) Land $45,000 Building $217,600
2022	$362,472.00	$92,040 Land $14,000 Building $78,040	$230,100 Land $35,000 Building $195,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1309 Armstead Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1309 Armstead Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 25,248 people · EPA ID GA2970001
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

May also be available: Xfinity.

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