Ramsey County property record for 1309 4th St E, Saint Paul, MN 55106
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,029 sqft · built 1922 |
| Lot Size | 0.227 acres (9,906 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Aug 2022) |
| Tax Bill | $4,160 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Aug 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-29-22-23-0075 |
| Primary APN | 34-29-22-23-0075 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,029 sqft Living Area |
| 1st Floor Area | 866 sqft |
| Basement Area | 125 sqft |
| Finished Basement | 125 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,906 sqft (0.227 acres) |
| Lot Dimensions | 127 ft deep x 78 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 157936 |
|---|---|
| Street Address | 1309 4TH ST E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55106-5313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHAS A B WEIDES SUB NO 5 ADD LOTS 15 & LOT 16 BLK 5 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 34 |
| Legal Subdivision | CHAS A B WEIDES SUB NO 5 ADD |
| Legal Block | 5 |
| Legal Lot Number | 15,16 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 34602 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1309 4TH ST E, SAINT PAUL, MN 55106-5313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Aug 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Apr 19, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI STEARNS LNDG |
| Apr 23, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2022 · Amount on Record |
| Deed Sale | Aug 9, 2022 · Amount on Record |
| Prior Sale | Aug 8, 2022 · Amount on Record |
| Deed Document Number | 20224959092 |
| Prior Transfer Date | Jul 21, 2016 |
| Prior Transfer Doc | 0002563783 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 9, 2022 |
| Property Address | 1309 4TH ST E, SAINT PAUL, MN 55106-5313 |
| Document Number | 0A04959092 |
| Instrument Date | Jul 29, 2022 |
| Instrument | A04959092 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Title Company | WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1309 4TH ST E, SAINT PAUL, MN 55106-5313 |
| Document Number | 0A04959093 |
|---|---|
| Date | Aug 9, 2022 |
| Instrument | A04959093 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 8, 2022 |
| Property Address | 1309 4TH ST E, SAINT PAUL, MN 55106-5313 |
| Document Number | 0T02738482 |
| Instrument Date | Jul 29, 2022 |
| Instrument | T02738482 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Title Company | WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $940.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1309 4TH ST E, SAINT PAUL, MN 55106-5313 |
| Document Number | 0T02738483 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | T02738483 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 19, 2018 |
| Property Address | 1309 4TH ST E, SAINT PAUL, MN 55106-5313 |
| Document Number | 0002612332 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 2612332 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | SIENA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $724.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1309 4TH ST E ST PAUL MN 551065313, ST PAUL, MN 55106-5313 |
| Document Number | 2612333 |
|---|---|
| Date | Apr 19, 2018 |
| Instrument | 2612333 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 23, 2018 |
| Property Address | 1309 4TH ST E, SAINT PAUL, MN 55106-5313 |
| Document Number | 0004706852 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 4706852 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 3, 2018 |
| Title Company | SIENA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $724.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1309 4TH ST E ST PAUL MN 551065313, ST PAUL, MN 55106-5313 |
| Document Number | 4706853 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | 4706853 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2048 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,000 (+4.89%) Land $43,700 Building $239,300 | $283,000 (+4.89%) Land $43,700 Building $239,300 | |
| 2025 | $4,160.00 (-7.88%) | ||
| 2023 | $4,516.00 Homeowner's exemption | $269,800 Land $28,000 Building $241,800 | $269,800 Land $28,000 Building $241,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 904 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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