Norfolk City property record for 1309 38th St, Norfolk, VA 23508
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,596 sqft · built 1912 |
| Lot Size | 0.131 acres (5,724 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,000 (Nov 2018) |
| Tax Bill | $3,030 (2026) |
| Deeds & Mortgages | Oct 2020 Refinance Apr 2019 Mortgage + 2 more |
| APN | 15195700 |
| Primary APN | 15195700 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,596 sqft Living Area |
| Interior Walls | Plaster |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,724 sqft (0.131 acres) |
| Garage Type | Attached |
| Garage Area | 371 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 198 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Street Address | 1309 38TH ST |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23508-2333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | 20 & 18FT OF 21 BLK 4 43 FT RO |
| Legal Subdivision | LAMBERTS POINT CO |
| Legal Block | 4 |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 2500 |
1309 38th St is owned by an individual who acquired it in January 2019.
Source: Norfolk City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 815 FALLS CREEK DR, CHESAPEAKE, VA 23322-7294 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP LLC |
| Apr 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Feb 4, 2019 | Gift Deed, Transfer · Commercial Mortgage FALLS CREEK 4 LLC |
| Nov 26, 2018 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2018 · Amount on File |
| Deed Sale | Nov 26, 2018 · Amount on File |
| Deed Document Number | 201823542 |
| Last Transfer Date | Jan 29, 2019 |
| Transfer Doc | 0000001934 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 1309 W 38TH ST, NORFOLK, VA 23508-2333 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0200024261 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 200024261 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 1309 W 38TH ST, NORFOLK, VA 23508-2333 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0190005757 |
|---|---|
| Date | Apr 2, 2019 |
| Instrument | 190005757 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Feb 4, 2019 |
| Property Address | 1309 W 38TH ST, NORFOLK, VA 23508-2333 |
| Document Number | 0190001934 |
| Instrument Date | Jan 29, 2019 |
| Instrument | 190001934 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 815 FALLS CREEK DR, CHESAPEAKE, VA 23322-7294 |
| Document Number | 0190001935 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 190001935 |
| Name | FALLS CREEK 4 LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | Nov 20, 2019 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Nov 26, 2018 |
| Property Address | 1309 W 38TH ST, NORFOLK, VA 23508-2333 |
| Document Number | 0180023542 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 180023542 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 815 FALLS CREEK DR, CHESAPEAKE, VA 23322-7294 |
The 2026 property tax bill for 1309 38th St was $3,030, up 5.8% from the year before.
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,030.00 (+5.8%) | $242,400 (+4.08%) Land $81,000 Building $161,400 | $242,400 (+4.08%) Land $81,000 Building $161,400 |
| 2025 | $2,864.00 | $232,900 Land $71,500 Building $161,400 | $232,900 Land $71,500 Building $161,400 |
| 2023 | $2,561.00 | $204,900 Land $60,500 Building $144,400 | $204,900 Land $60,500 Building $144,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1309 38th St; there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 7 (1979–2009) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1309 38th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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