Sacramento County property record for 13089 Ness Rd, Herald, CA 95638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,449 sqft · built 1990 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $880,000 (Oct 2021) |
| Tax Bill | $10,039 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 152-0260-066-0000 |
| Primary APN | 152-0260-066-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,449 sqft Living Area |
| 1st Floor Area | 2,449 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 217,800 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 13089 NESS RD |
|---|---|
| City | HERALD |
| State | CA |
| Zip | 95638-8335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-5 |
| Legal Description | NOVO ESTATES, LOT 1 |
| Legal Subdivision | NOVO ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 9406 |
13089 Ness Rd is owned and occupied by two individuals who bought it in October 2021.
Source: Sacramento County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13089 NESS RD, HERALD, CA 95638-8335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on File |
| Deed Sale | Oct 19, 2021 · Amount on File |
| Deed Document Number | 20211734 |
| Deed Book / Page | 20211019 / 1734 |
| Prior Transfer Date | May 7, 1997 |
| Prior Transfer Doc | 9705000820 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 19, 2021 |
| Property Address | 13089 NESS RD, HERALD, CA 95638-8335 |
| Document Number | 2021101901734 |
| Map Reference | MB 165 MAP 11 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 2021101901734 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 13089 NESS RD, HERALD, CA 95638 |
| Document Number | 2021101901735 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021101901735 |
| Name | INTERCAP LENDING |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 13089 Ness Rd was $10,039 with a homeowner's exemption, up 2% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Elementary School District | Arcohe Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $952,538 (+2%) Land $285,761 Building $666,777 | |
| 2025 | $10,039.00 (+1.97%) Homeowner's exemption | $933,861 Land $280,158 Building $653,703 |
| 2024 | $9,845.00 (+1.72%) | |
| 2023 | $9,679.00 (+4.65%) Homeowner's exemption | $897,600 Land $269,280 Building $628,320 |
| 2022 | $9,249.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 13089 Ness Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1997–2006) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jan 2006 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13089 Ness Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: AT&T, DigitalPath.
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