13085 Memory Ln, Side Lake, MN 55781 Property Records

Itasca County property record for 13085 Memory Ln, Side Lake, MN 55781

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,112 sqft · built 2022
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on Record
Last Sale$179,000 (Feb 2015)
Tax Bill$4,488 (2026)
Deeds & MortgagesJan 2024 Sale
Jun 2020 Refinance
Flood ZoneZone X (minimal risk)
APN49-425-0135

Property Details

APN / Parcel Number

Primary APN49-425-0135
Alternative APNs
  • 126941
  • 47527

Interior

Bedrooms3 Beds
Stories1 Story
Building Area2,112 sqft Base Area
1st Floor Area2,112 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGambrel
Roof MaterialMetal
Lot Area20,909 sqft (0.48 acres)
Lot Width101 ft Width
Garage TypeDetached
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchPatio
Deck Area176 sqft
Lean-To96 sqft
SaunaSauna

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number126941
Street Address13085 MEMORY LN
CitySIDE LAKE
StateMN
Zip55781-8454
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionLOT 7 BLOCK 1
Legal Range22W
Legal Township59N
Legal Section01
Legal SubdivisionFIRST ADDITION TO MEMORY LANE PARK
Legal Block1
Legal Lot Number7
JurisdictionITASCA MN
Township / Civil DivisionNORTHEAST ITASCA
Census Block Group3
Census Block3035
Census Tract480401

Owner

Source: Itasca County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13085 MEMORY LN, SIDE LAKE, MN 55781-8454
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2024Deed, Transfer
Jun 26, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
AMERICAN BANK OF THE NORTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2015 · Amount on Record
Deed SaleFeb 19, 2015 · Amount on Record
Prior SaleSep 4, 2008 · Amount on Record
Deed Document Number2015691470
Record UpdatedOct 29, 2026

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionITASCA MN
Recording DateJan 3, 2024
Property Address13085 MEMORY LN, SIDE LAKE, MN 55781-8454
Document NumberA000777332
Instrument DateJan 3, 2024
InstrumentA000777332
Transaction TypeTransfer
Record UpdatedJan 31, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionITASCA MN
Property Address13085 MEMORY LN, SIDE LAKE, MN 55781-8454
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000741430
DateJun 26, 2020
InstrumentA000741430
Lender
NameAMERICAN BANK OF THE NORTH
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueJul 1, 2030

Tax Assessment & Valuation

Source: Itasca County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyItasca County
Unified School DistrictNashwauk-Keewatin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,488.00 (+128.28%) Homeowner's exemption
2025$427,800 (+127.8%) Land $140,800 Building $287,000$427,800 (+127.8%) Land $140,800 Building $287,000
2023$1,966.00
2022$187,800 Land $119,400 Building $68,400$187,800 Land $119,400 Building $68,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Paul Bunyan Communications
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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