13082 Independence Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 13082 Independence Rd, Clear Spring, MD 21722 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,054 sqft · built 1988
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Jul 2017)
Tax Bill	$3,068 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-013843`

Property Details

APN / Parcel Number

Primary APN	`23-013843`
Alternative APN	`013843`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,054 sqft Total Area
Basement Area	984 sqft
Finished Basement	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	48,352 sqft (1.11 acres)
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	013843
Street Address	13082 INDEPENDENCE RD
City	CLEAR SPRING
State	MD
Zip	21722-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 1.11 ACRES 13082 INDEPENDENCE RD
Legal Subdivision	MCMULLAN-GRAVES FARM
Legal Lot Number	19
Jurisdiction	WASHINGTON MD
Township / Civil Division	23, WILSONS
Census Block Group	1
Census Block	1024
Census Tract	11700

Owner

Source: Washington County records · APN 23-013843

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13082 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2017 · Amount on Record
Deed Sale	Jul 17, 2017 · Amount on Record
Prior Sale	Jun 28, 1996 · Amount on Record
Deed Document Number	20175546-0259
Deed Book / Page	5546 / 259
Prior Transfer Date	Jun 09, 2011
Prior Transfer Doc	0041020322
Record Updated	Sep 20, 2026

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jul 17, 2017
Property Address	13082 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1523
Document Number	0055460259
Book / Page	5546 / 0259
Map Reference	FO2287
Instrument Date	Jul 14, 2017
Instrument	5546-0259
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	OLDE TOWNE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13082 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1523

Mortgage

Document Number	55460264
Date	Jul 17, 2017
Instrument	5546-0264

Lender

Name	HOWARD BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,100 (+8.46%) Land $66,100 Building $249,000	$315,100 (-) Land $66,100 Building $249,000
2025	$3,068.00 (+9.07%)	$290,533 (+20.35%)	$315,100 (+30.53%) Land $66,100 Building $249,000
2024	$2,813.00 (+12.07%)
2023	$2,510.00	$241,400 Land $56,100 Building $185,300	$241,400 Land $56,100 Building $185,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430117001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.