13080 Waverly Ct, Saint John, IN 46373 Property Records

Lake County property record for 13080 Waverly Ct, Saint John, IN 46373

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,482 sqft · built 1990
Lot Size	0.578 acres (25,221 sqft)
Owner	Owner Name on File
Tax Bill	$4,335 (2024)
Deeds & Mortgages	Dec 2023 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`009-22-12-0138-0020`

Property Details

APN / Parcel Number

Primary APN	`009-22-12-0138-0020`
Alternative APNs	`45-11-30-432-004.000-035` `221201380020`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,482 sqft Living Area
Basement Area	1,432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	25,221 sqft (0.578 acres)
Lot Dimensions	180 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Patio Area	540 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	009-22-12-0138-0020
Old Parcel Number	221201380020
Street Address	13080 WAVERLY CT
City	SAINT JOHN
State	IN
Zip	46373-9616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHILLTON HILLS UNIT NO. 4 LOT 126
Legal Subdivision	SCHILLTON HILLS UNIT #4
Legal Lot Number	126
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	2
Census Block	2012
Census Tract	42613

Owner

The current owner of 13080 Waverly Ct acquired it in March 2007.

Source: Lake County records, as of March 18, 2026

Owner of Record	Owner Name on File
Mailing Address	13080 WAVERLY CT, SAINT JOHN, IN 46373-9616
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Dec 1, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) PEOPLES BANK
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK SB
May 18, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK SB

Assessor's Deed Record

Last Sale	Mar 15, 2007
Deed Sale	Mar 15, 2007
Deed Document Number	2007 022145
Prior Transfer Date	Mar 14, 2007
Prior Transfer Doc	0000022145
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	13080 WAVERLY CT, SAINT JOHN, IN 46373-9616
Transaction Type	Mortgage
Record Updated	Jan 9, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042549
Date	Dec 28, 2023
Instrument	2023-542549

Lender

Name	PEOPLES BANK
Type	Bank
Address	MUNSTER, IN 46321

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	13080 WAVERLY CT, SAINT JOHN, IN 46373-9616
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040573
Date	Dec 1, 2021
Instrument	2021-540573

Lender

Name	PEOPLES BANK
Type	Bank
Address	MUNSTER, IN 46321

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	239 Months
Due	Nov 10, 2041

Interest

Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	13080 WAVERLY CT, SAINT JOHN, IN 46373-9616
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006371
Date	Apr 29, 2021
Instrument	2021-506371

Lender

Name	PEOPLES BANK
Type	Bank
Address	MUNSTER, IN 46321

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	13080 WAVERLY CT, SAINT JOHN, IN 46373-9616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078649
Date	Nov 14, 2019
Instrument	2019 078649

Lender

Name	PEOPLES BANK SB
Type	Bank
Address	MUNSTER, IN 46321

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	13080 WAVERLY CT, SAINT JOHN, IN 46373-9616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026487
Date	May 18, 2020
Instrument	2020 026487

Lender

Name	PEOPLES BANK SB
Type	Bank
Address	MUNSTER, IN 46321

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	St. John Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$510,300 Land $95,200 Building $415,100	$510,300 Land $95,200 Building $415,100
2024	$4,335.00
2023		$453,000 (+3.26%) Land $95,200 Building $357,800	$453,000 (+3.26%) Land $95,200 Building $357,800
2022	$4,884.00	$438,700 Land $95,200 Building $343,500	$438,700 Land $95,200 Building $343,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13080 Waverly Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13080 Waverly Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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