13080 Setera Cir, Oregon City, OR 97045 Property Records

Clackamas County property record for 13080 Setera Cir, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,780 sqft · built 1978
Lot Size	0.23 acres (10,004 sqft)
Owner	Individual Name on File
Last Sale	$589,000 (Aug 2022)
Tax Bill	$5,231 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32E08BD03600`

Property Details

APN / Parcel Number

Primary APN	`32E08BD03600`
Alternative APN	`00867814`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,780 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,004 sqft (0.23 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	00867814
Street Address	13080 SETERA CIR
City	OREGON CITY
State	OR
Zip	97045-8930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	2286 DELS ADD LT 36
Legal Range	2E
Legal Township	3S
Legal Section	08
Legal Subdivision	DELS ADD
Legal Lot Number	36
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	3
Census Block	3005
Census Tract	22605

Owner

13080 Setera Cir is owned and occupied by an individual who bought it in August 2022.

Source: Clackamas County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	13080 SETERA CIR, OREGON CITY, OR 97045-8930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit TWINSTAR CU
Apr 5, 2023	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU
Nov 20, 2017	Deed of Trust, Mortgage · Line of Credit UNITED ADVANTAGE NW FCU
Oct 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED ADVANTAGE NW FCU
Aug 25, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2022 · Amount on File
Deed Sale	Aug 25, 2022 · Amount on File
Prior Sale	Jun 5, 2007 · Amount on File
Deed Document Number	202247297
Prior Transfer Date	Jun 26, 2002
Prior Transfer Doc	0000063187
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	13080 SETERA CIR, OREGON CITY, OR 97045-8930
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041849
Date	Oct 27, 2025
Instrument	2025-041849

Lender

Name	TWINSTAR CU
Type	Credit Union
Address	OLYMPIA, WA 98507

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 21, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	13080 SETERA CIR, OREGON CITY, OR 97045-8930
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13080 SETERA CIR, OREGON CITY, OR 97045-8930

Mortgage

Document Number	0000010977
Date	Apr 5, 2023
Instrument	2023-010977

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97220

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	13080 SETERA CIR, OREGON CITY, OR 97045-8930
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	LAWYERS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078330
Date	Nov 20, 2017
Instrument	2017-078330

Lender

Name	UNITED ADVANTAGE NW FCU
Type	Credit Union
Address	PORTLAND, OR 97217

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	13080 SETERA CIR, OREGON CITY, OR 97045-8930
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072231
Date	Oct 23, 2017
Instrument	2017-072231

Lender

Name	UNITED ADVANTAGE NW FCU
Type	Credit Union
Address	PORTLAND, OR 97217

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 25, 2022
Property Address	13080 SETERA CIR, OREGON CITY, OR 97045-8930
Document Number	0000047297
Instrument Date	Aug 23, 2022
Instrument	2022-047297
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13080 SETERA CIR, OREGON CITY, OR 97045-8930

Mortgage

Document Number	0000047298
Date	Aug 25, 2022
Instrument	2022-047298

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 13080 Setera Cir was $5,231.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,231.00	$261,098	$508,707 Land $202,087 Building $306,620
2023	$4,629.00	$246,111	$496,499 Land $194,749 Building $301,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13080 Setera Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13080 Setera Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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