1308 William St, Key West, FL 33040 Property Records

Monroe County property record for 1308 William St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,003 sqft · built 1948
Lot Size0.084 acres (3,650 sqft)
OwnerCompany Name on File
Last Sale$4,000 (Mar 1996)
Tax Bill$9,371 (2025)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN00036760-000000

Property Details

APN / Parcel Number

Primary APN00036760-000000
Alternative APNs
  • 01010100036760000000
  • 1037605

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,003 sqft Living Area
Gross Area1,558 sqft
1st Floor Area1,003 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,650 sqft (0.084 acres)
Garage TypeAttached
Garage Area555 sqft

Exterior Amenities

Pool Area284 sqft
PorchSlab
Porch Area120 sqft
Deck Area184 sqft
Patio Area530 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1037605
Street Address1308 WILLIAM ST
CityKEY WEST
StateFL
Zip33040-4737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHNC-2
Legal DescriptionKW WHITE & PIERCE DIAGRAM N-613 PT LOTS 1 3 SQR 4 TR 17 OR41-331/332 OR527-35/36 OR2396-1248/50ORD OR2468-295/96 OR2496-454D/C OR2627-2465/66
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionLINCOLN GARDENS SUBDIVISION #2
Legal Tract17
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group4
Census Block4013
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1308 William St is owned by a company that acquired it in May 2013.

Source: Monroe County records, as of May 4, 2026

Owner of RecordCompany Name on File
Mailing Address380 S DOBSON ST, BURLESON, TX 76028-4812
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 1996 · Amount on File
Deed SaleMar 6, 1996 · Amount on File
Deed Book / Page1392 / 1501
Last Transfer DateMay 7, 2013
Transfer Doc0026272465
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1308 WILLIAM ST, KEY WEST, FL 33040-4737
Document Number0028910568
Book / Page002891 / 000568
Instrument DateJan 1, 2018
Transaction TypeMortgage
Record UpdatedFeb 21, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1308 WILLIAM ST KEY WEST FL 330404737, KEY WEST, FL 33040-4737

Mortgage

Document Number0028910568
DateFeb 9, 2018
Book Page002891/000568
Instrument2154704
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term84 Months
DueFeb 8, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 1308 William St was $9,371, up 1.1% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,371.00 (+1.14%)$1,070,817 Land $898,265 Building $172,552$1,070,817 Land $898,265 Building $172,552
2024$9,265.00 (-3.75%)
2023$9,626.00 (+148.28%)$1,095,462 (+139.56%) Land $937,320 Building $158,142$1,095,462 (+26.77%) Land $937,320 Building $158,142
2022$3,877.00 Senior Citizen's exemption$457,280$864,163 Land $706,896 Building $157,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1308 William St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 349 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies405 units insured
incl. 56 condo units
Nearby Flood Claims45 (1994–2025)
Claims Outside the SFHA2 of 45
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 14 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1308 William St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications, T-Mobile.

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